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Limited Time Offer - 4.99% APR* for the first 12 Months of your HELOC

Plus, your set-up fees are waived!**

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Paying with a CCCU debit card with Peak Checking Account.

Earn more with a Checking Account that pays.

It's simple. With a Checking Account that pays dividends, you'll earn over 50 times the national average** on up to $20,000 - just for having Direct Deposit with us.

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There are many ways someone can become a PCU member. If you don't meet any of our eligibility criteria, just give us a call and we'll help you navigate.

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Complete a quick online application. With a one-time, $5 deposit, you’ll establish your membership and part ownership in our credit union.

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We're people helping people.

As a part of the Credit Union philosophy “People Helping People", Providence Credit Union is committed to building, strengthening, and enhancing the lives of those in our community.

Learn more about the organizations we support and see the impact our members and employees have had in our communities.

Community Involvement
People helping people community service at Consolidated Community Credit Union CCCU in Portland Oregon.

What our members are saying:

“As a Providence caregiver, I’m so proud to use the PCU services. Clearly the best credit union around – bar none. Well done to you all.”

Brad H. Member Since 2012

“Always great to see a familiar face and great service.”

Nina N. Member Since 2017

"Absolutely the best! Never go anywhere else!"

Jennifer S. Member Since 2020
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Our Budgeting Tips and Tricks: Quick Solutions to Start Saving Today guide provides everything you need to build your perfect budget and start saving money today.

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HIGH-YIELD CHECKING DISCLOSURES

*APY= Annual Percentage Yield. Minimum opening balance of $25.00. To receive the higher APY on balances up to $20,000, Ascent Checking and High Yield accounts must have a payroll, social security, or pension direct deposit each month. All account requirements must be met by the last day of the month to qualify for the higher dividend rate. The cycle for each month begins on the first day of each month. If account requirements are not met, standard checking dividend rates apply. Rates may change without notice. See our Rate and Fee Schedule for more details.

**Comparison based on Ascent Checking APY as of 03.01.23 vs. the bank national average checking rate of 0.06% APY as of 03.20.23 sourced from FDIC.

Membership eligibility required. Contact credit union for full details.

HOME EQUITY LINE OF CREDIT (HELOC) DISCLOSURES

 *APR (ANNUAL PERCENTAGE RATE). The 4.99% APR is a promotional rate available up to 12 months from the date the account is funded. All loans subject to credit approval. New advances only. Not valid on existing CCCU HELOC balances. Rate will revert to standard HELOC rate after promotional period and then adjust based on your current interest rate structure once every quarter, 5 or 15 years based on Prime, currently 6.75%, with a maximum rate of 18% as of 12/11/2025, and are subject to change. Homeowners insurance is required for every line of credit. Offer valid on primary residences only. This is a limited time offer that may end at any time.

**Closing costs (set-up fees), including title and document searches are covered up to $500. Any closing costs beyond $500 are the responsibility of the borrower. Member responsible for appraisal cost if desktop appraisal does not achieve desired limit for the borrower. If line is closed within 3 years of the open date, borrower will reimburse the credit union for the closing costs. Offer valid on primary residences only. Homeowners insurance is required for every line of credit. This is a limited time offer that may end at any time. See credit union for further details.