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Loan Payment Protection

Discover all the ways PCU can help keep you covered.

Payment Protection Benefits

When life throws you a curveball, be one step ahead with Loan Payment Protection from PCU. Enjoy added security from potential delinquency, default, or foreclosure if a protected life event unexpectedly happens to you.
Couple on computer setting up payment protection.

One Payment

The cost of Payment Protection is billed monthly and included in your monthly loan payment.

Budget Friendly

Add Payment Protection to your eligible PCU loan at an affordable price.

Plan Ahead

Set your future up for success, regardless of unexpected income loss.

Peace of Mind

You can breathe easy knowing your investment and good name are protected.

Which life events are protected?

When you add Payment Protection to your eligible PCU loan, you get added security from potential delinquency or default if a protected life event unexpectedly happens.

Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment

Note: Loan protection is not available for Home Equity Lines of Credit (HELOC) or Mortgages.

Ask a PCU Loan Officer for more information about Loan Payment Protection.

Woman who is protected from life events with loan protection.

What our members are saying:

"The customer service makes me want to transfer all of my banking here."

Gabrielle K. Member Since 2023

“Always great to see a familiar face and great service.”

Nina N. Member Since 2017

“As a Providence caregiver, I’m so proud to use the PCU services. Clearly the best credit union around – bar none. Well done to you all.”

Brad H. Member Since 2012