Business Savings Account
BUSINESS SAVINGS ACCOUNT RATES
[1] APY – Annual Percentage Yield. Rates may change after the account is opened. Terms, conditions, and services are subject to change without notice. Fees could reduce earnings on the account. Certain restrictions may apply.
[1] APY – Annual Percentage Yield. Rates may change after the account is opened. Terms, conditions, and services are subject to change without notice. Fees could reduce earnings on the account. Certain restrictions may apply.
Start your Business Savings Account application
Business Bank Account Features
When you open a Business Savings Account at PCU, you and your business will become a member-owner of the credit union! Join a credit union that wants the best for you and your growing business.
Low Minimums
Earn Dividends
No Monthly Fees
Accessible
Business Certificate of Deposit
With a Certificate of Deposit for your business, you can earn interest on your savings and have your money ready for you when the term is complete. Choose the terms that work for your timeline (from 6 months to 5 years) and watch your money grow!
If you know your business will have a big expense in a few years, a Certificate of Deposit is a great option to set that money aside now and let it earn interest in a relatively low-risk investment.
Is my business eligible to join?
To qualify for a PCU membership, your business must meet at least one of the below conditions.
- Your business is located in Oregon or Washington: Clackamas, Columbia, Hood River, Multnomah, Washington, Yamhill, Clark, or Skamania counties.
- Your business is owned by PCU member(s) or membership-eligible person(s). All owners must live, work, worship, own a business, or go to school in one of the eligible counties.
Business Account Requirements
LLC
- Employer Identification Number (EIN)
- Business Registry Name
- Articles of Organization
- Operating Agreement (may be required)
Corporation
- Employer Identification Number (EIN)
- Business Registration
- Articles or Certificate of Incorporation
- Bylaws
- Meeting minutes (preferred)
Unincorporated Assocations
- Employer Identification Number (EIN) or Social Security Number (SSN)
- Organizing documents
- Articles of Association or Bylaws
- Board Meeting minutes stating you have decided to open account with PCU
Sole Proprietorship
- Business Name Registry
- If you do business under your full name with no extra words, it is possible for us to open an account without the business registration.
- Employer Identification Number (EIN) or Social Security Number (SSN)
Non-Profit
- 501c Ruling Letter
- Business Registration
- Articles or Certificate of Incorporation
- Bylaws
- Meeting Minutes (preferred)
Partnership
- Employer Identification Number (EIN)
- Business Registration
- Partnership Agreement
Business Bank Account Resources
Employee Benefit
Tax Assistance
State Resources
External Link Disclosure
As a service to our members, the Credit Union will provide links to websites that are not operated by Consolidated Community Credit Union. We are providing these links to give our members access to the information we feel may be of interest to them or to assist them in transacting business with the Credit Union. If you elect to do business at a linked site, please be advised CCCU does not represent you or the linked site if you enter into a transaction unless that site is related directly to products or services offered by the credit union. You understand and agree that the Credit Union is not responsible for and exercises no control over these linked sites, nor have we verified the accuracy, privacy, or security of the information on these linked sites. You further understand and agree that the Credit Union is not liable for any damages, losses, or expenses that you may incur while using these linked sites. CCCU does not provide, and is not responsible for, the product, service, or overall website content available at a third-party site.
CCCU’s privacy policy does not apply to linked websites. Privacy and security policies may differ at this link site from those practiced by the credit union. Consult the privacy disclosures on the linked, third-party site for further information.
What our members are saying:
“The process to create my account was quick and smooth. The option to receive my direct deposit two days early is amazing! Thank you!”
Armando Z. Member Since 2023“I am a long-time member and have always been treated respectfully. Very appreciative that we have a credit union.”
Mitchell J. Member Since 1990“My experience was perfect! I had never deposited a check before and the woman who assisted me was delightful! Thank you!”
Mary S. Member Since 1973New in Our Blog
Enjoy browsing our collection of recent blog articles designed to help you learn and grow your business!
DISCLOSURES
Membership eligibility required to open account. [2] An initial deposit of $5 is required to gain your stake in the credit union. All members must maintain a $5 minimum balance in their Savings account to remain a member-owner and demonstrate regular activity in their account to keep it open. [3] Dividends are paid from current income and available earnings after required transfers to reserves at the end of a dividend period.