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Paydays are happier with Direct Deposit.

Deposit your paycheck, social security, or other recurring payment directly into your PCU account.

Direct Deposit Benefits

Direct Deposit is an automatic electronic deposit of your paycheck into your account. Not only will you have fast, secure access to your funds—you’ll also lower your risk of ID theft and mail fraud. And, you’ll have a suite of digital tools that simplify managing your money.
Friends enjoying a lunch date after enjoying the benefits of direct deposit.

Get Paid Early

Receive Your Paycheck up to Two Days Early*

Convenience

Skip a trip to the branch. With Direct Deposit, your money is in your account without any extra steps!

Peace of Mind

Because there are no paper checks, it reduces the possibility of losing or damaging a paycheck, or having it stolen.

Easy

Enrollment is easy. You just need your account number and the PCU routing number!

How to Set Up Direct Deposit

Your employer or source of income may require you to fill out a direct deposit form or provide a voided check to set up your new Direct Deposit.

You will need:

  • PCU Routing Number: 323075136
  • Your Account Number

Need assistance setting up Direct Deposit to your PCU Checking or Savings Account? We're here to help. 

Woman setting up direct deposit on her computer.
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Early Direct Deposit

If you have direct deposit with your checking or savings account, you’re automatically enrolled in Early Direct Deposit – a free service that delivers your funds up to 2 days faster!* Just sit back, relax, and get your funds ahead of schedule. Another great benefit to being a PCU member.

Need assistance setting up Direct Deposit to your PCU Checking or Savings Account? We're here to help.

What our members are saying:

“The process to create my account was quick and smooth. The option to receive my direct deposit two days early is amazing! Thank you!”

Armando Z. Member Since 2023

“The app is easy to use and saves me worrying about my deposit going missing in the mail. Job well done, guys!”

Dawn C. Member Since 2010

“My experience was perfect! I had never deposited a check before and the woman who assisted me was delightful! Thank you!”

Mary S. Member Since 1973