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Boost your savings potential with a Money Market Account.

Enjoy more options and guaranteed returns on your money with a Money Market Savings Account from PCU.

Open Account

MONEY MARKET RATES

1APY=Annual Percentage Yield. The APY may change after account opening. Minimum amount to open a Money Market account is $2,500. Minimum amount to open a Mega Money Market account is $100,000. Account qualifications apply. View our Schedule of Rates and Fees or contact credit union for full details.

Rates as of: May 1, 2025
Account Balance
Min Balance to Receive Dividends
DIVIDEND RATE
APY1
Account Balance
$1,000 - $9,999.99
Min Balance to Receive Dividends
$1,000.00
DIVIDEND RATE
0.80%
APY1
0.80%
Account Balance
$10,000 - $24,999.99
Min Balance to Receive Dividends
$1,000.00
DIVIDEND RATE
1.00%
APY1
1.00%
Account Balance
$25,000 - $49,999.99
Min Balance to Receive Dividends
$1,000.00
DIVIDEND RATE
1.24%
APY1
1.25%
Account Balance
$50,000 - $99,999.99
Min Balance to Receive Dividends
$1,000.00
DIVIDEND RATE
1.49%
APY1
1.50%
Account Balance
$100,000+
Min Balance to Receive Dividends
$1,000.00
DIVIDEND RATE
1.98%
APY1
2.00%
Rates as of: May 1, 2025
Account Balance
Min Balance to Receive Dividends
DIVIDEND RATE
APY1
Account Balance
$2,500 - $24,999.99
Min Balance to Receive Dividends
$2,500.00
DIVIDEND RATE
1.00%
APY1
1.00%
Account Balance
$25,000 - $49,999.99
Min Balance to Receive Dividends
$2,500.00
DIVIDEND RATE
1.24%
APY1
1.25%
Account Balance
$50,000 - $99,999.99
Min Balance to Receive Dividends
$2,500.00
DIVIDEND RATE
1.49%
APY1
1.50%
Account Balance
$100,000 - $249,999.99
Min Balance to Receive Dividends
$2,500.00
DIVIDEND RATE
1.98%
APY1
2.00%
Account Balance
$250,000 - $499,999.99
Min Balance to Receive Dividends
$2,500.00
DIVIDEND RATE
2.23%
APY1
2.25%
Account Balance
$500,000+
Min Balance to Receive Dividends
$2,500.00
DIVIDEND RATE
2.47%
APY1
2.50%
Rates as of: April 1, 2025
Account Balance
Min Balance to Receive Dividends
DIVIDEND RATE
APY1
Account Balance
$100,000+
Min Balance to Receive Dividends
$100,000
DIVIDEND RATE
4.170%
APY1
4.250%

1APY=Annual Percentage Yield. The APY may change after account opening. Minimum amount to open a Money Market account is $2,500. Minimum amount to open a Mega Money Market account is $100,000. Account qualifications apply. View our Schedule of Rates and Fees or contact credit union for full details.

Start your Money Market Account application

Money Market Account Benefits

If you want a financial product that gives you higher returns than a savings account and easy access to your funds, a money market account might be right for you. With no maturity date and easy access to cash for a vacation or emergency, money market accounts give you the flexibility you need.

Man riding his bike through a city who is happy because he has a money market savings account with PCU.

Low Opening Deposit

Open a high-yield Money Market Savings Account with just $2,500.

Higher Earnings

Earn a better (higher) dividend rate than a traditional savings account.

Convenient Access

Access your Money Market Account any time, anywhere through our 24/7 online banking and mobile app.

No Monthly Fees

Enjoy watching your savings grow with no monthly fees2 when you meet your minimum balance.
Open Account

Premium Money Market Account

As your money grows, upgrade to our Premium Money Market Account and earn even more!

  • Rising Returns: The more you save, the more you earn.
  • Security: Your account is insured by the NCUA, which means your investment is 100% secure.
  • Accessibility: In a Money Market Account, your funds are accessible when you need them - so you can be ready for anything. 
Open Account
Happy couple after opening a money market savings account with PCU.
Happy Couple

Mega Money Market Account

Make your hard-earned money work for you with our top earning, Mega Money Market Account.

  • Fee Free: As your savings grow - enjoy no monthly fees2 when the minimum balance is met.
  • Earn More: Earn a higher dividend rate than you would with a share certificate or traditional savings account.
  • Ease of Use: Time for a vacation or need cash for an emergency? Your money is ready when you need it.
Apply Now

What is a Money Market Account?

A Money Market Account is an interest-bearing deposit account that pays dividends based on the current rates in the money markets. This means that you can access your money quickly in the event of an emergency or unexpected expense while still benefitting from higher dividends.

Money Market Savings Accounts are a great way to save money for your short-term financial goals because your funds are not tied up in stocks or a certificate of deposit. Your money is ready for you when you need it.

Still have questions? We'd love to discuss if a Money Market Account is right for you. Set up a free consultation by contacting us today!

Apply Now
Woman checking her money market savings account on her computer at home.
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DISCLOSURES

Membership eligibility required to open account. 2 Money Market accounts are fee-free if minimum balance is met. Please refer to our Schedule of Rates and Fees for full details.

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Providence Credit Union (PCU), Consolidated Community Credit Union (CCCU) and CCCU Cascade are all trade names or registered service marks of Consolidated Federal Credit Union. Although these branches have different names, they are all part of the same credit union; shares and deposits held at each office are not separately insured.

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