Savings Account
Regular Savings
Grow your money as a member
Whether you’re planning a trip, putting money away for a rainy day, or saving for life’s next big moment, we have a variety of solutions to help you reach your goals:
- No monthly fees
- Minimum balance of $5
- Free online and mobile banking
- Free financial counseling and advice
- Early Direct Deposit – Get your funds up to two days early1
Prime Time Savings
Things get better with age.
Did you know that if you are age 60 or older, you can enjoy PRIME benefits at PFCU? There is no fee to join, and you can enjoy these great benefits:
- Free box of checks annually
- Minimum balance of $5
- Earn higher returns than our Regular Savings Account with a $100 minimum balance
- Automatically available when you turn 60
- Early Direct Deposit – Get your funds up to two days early1
Holiday Club Account
Start saving for big moments and special occasions
We could all use a little extra cash around the holidays. Tax time, too. Plan ahead and save. Just put away a little bit of cash every month, then enjoy a stress-free holiday.
- Use for holiday gifts or property taxes
- Balances are automatically deposited into savings account by November 1st**
- No minimum balance required
- No monthly fees
- Early Direct Deposit – Get your funds up to two days early1
Effective Date as of
Savings
| Account | Dividend rate | APY* |
|---|---|---|
| Minimum Balance Savings | ||
| Prime Time Savings | ||
| Holiday Club Account* |
CALCULATORS: 9 to help you save now & for the future.
Frequently Asked Questions
“
”
Need more information?
Connect with a PFCU Member Consultant, by scheduling an appointment, video chat, email, or phone.
Financial Health Check
Looking for freedom from debt and money worries? You’re in the right neighborhood. We’ll help you create a realistic budget, build achievable goals, and reduce high-interest debt.
*APY (ANNUAL PERCENTIAGE YIELD). For the Holiday Club account, the entire balance will be paid to you by check or transferred to another account of yours on or after November 1 and the Club account will remain open. If you make a withdrawal before November 1, the Club account will be closed, and you will not be eligible for another Club account for one year. You may make transfers or withdrawals in the first seven (7) days after the Club account is opened without restriction.
Dividends will be compounded and credited monthly. For dividend bearing accounts, the Dividend Period begins on the first calendar day of the period and ends on the last calendar day of the period.
Learn more by visiting our Truth-in Savings Disclosure.
1You may receive a direct deposit up to two (2) days early with Early Direct Deposit or depending on when your employer/payer provides us the information, and if 1) you have a checking or savings account with us, and 2) a recurring qualifying direct deposit. It is at our discretion to identify which recurring direct deposits are eligible for Early Direct Deposit. We cannot guarantee that you will receive the Early Direct Deposit service due to unanticipated circumstances. Early Direct Deposit is automatic and it’s a free service.
