Free Checking Plus Interest

Free Plus Interest Checking

A free checking account with no minimum balance requirements or maintenance fees
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It’s easy to open a savings account once you become a PFCU member.

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Free Plus Interest Checking

Helping you spend, save and earn – all in one account.

  • No minimum balance required ($500 minimum required to earn interest)
  • No monthly maintenance fees
  • Free Online Banking and mobile banking with mobile deposit3
  • Free Visa Debit Card
  • Overdraft protection option
  • Free eStatement and Direct Deposit
  • Free Bill Pay 

Visa Debit Card included

Your free Visa Debit Card comes with valuable benefits.

  • Access to 120,000+ surcharge-free ATMs worldwide
  • Mobile Wallet access
  • Zero Liability Fraud Protection

Compare PFCU Checking Accounts

CompareFree Plus Interest CheckingRefresh CheckinG2
Monthly maintenance fee$0$8.95
Minimum opening balance$0$25
Minimum balance to earn interest1$500n/a
Minimum savings amount$5$5
Free Online Banking and mobile banking
120,000+ surcharge-free ATMs worldwide
Free Visa Debit Card
Free Financial Wellness counseling and education
Overdraft protection

Frequently Asked Questions

Katie Johnson was amazing. She helped me through the whole process every step of the way.

Katherine E. | Member SINCE 2022
Katherine E.

Need more information?

Connect with a PFCU Member Consultant, by scheduling an appointment, video chat, email, or phone.

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