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You’re never far from a surcharge-fee ATM
ATM Locator Tool
COOP ATM Network Logo
AllPoint ATM Network
MoneyPass ATM Network

Over 120,000 surcharge-free ATMs on three nationwide networks

go to ATM Locator

ATM Locations

Over 120,000 More ATMs for Providence FCU Members

You can get cash at more surcharge-free ATMs worldwide than ever. Our members can visit over 120,000 ATMs that display the AllpointCO-OP or MoneyPass logo.


Over 37,000 surcharge-free CO-OP ATMs available

MoneyPass ATMs

Over 37,000 surcharge-free MoneyPass ATMs available

Allpoint ATMs

Over 55,000 surcharge-free Allpoint* ATMs available

So, whether you’re across town, or far from home for work or pleasure, you’re never far from your money.

  • Use surcharge-free ATMs at places* like: 7-Eleven, Target, Costco, Walgreens, CVS, US Bank, Kroger, Safeway, Speedway, and Circle K wherever you see the ATMs display the AllpointCO-OP, or MoneyPass logo 
  • Over 9,000 ATMs that accept deposits
  • Some international coverage
  • More coverage than most of the largest banks
  • Locate an ATM wherever you are using our mobile banking app, text messaging, or via our website
  • Text to 91989 then type/text a zip code to find FREE ATMs on your mobile phone

*Not every retail location has a participating surcharge-free ATM inside.


Find a surcharge-free CO-OP ATM by visiting www.co-opatm.org, or calling 1-888 SITE-CO-OP (888-748-3266) – available in Spanish.


ATM Locator App

  • Add the credit unions you have accounts with and see what networks they are in (ATM) 
  • Features multiple views: list view or map view
  • List view allows you to get directions in Google Maps or summon an UBER or LYFT ride directly to the ATM location 
  • Provides important ATM data for each location, such as if the ATM accepts deposits, walk-ups, self-service, & even whether it is handicap accessible

Download the CO-OP ATM Mobile App to your smartphone from your Google Play or iTunes app store. 

Download on the Apple App Store
Get it on Google Play Badge

Frequently Asked Questions

Yes! You can deposit funds at a PFCU ATM! Deposits can be made in either cash, or by check.

If you are making a large deposit by check it may take more than one business day for the funds to become available. Click here to find an ATM location near you!

The maximum daily withdrawal from an ATM is:

  • Platinum: $500.00/day
  • Gold: $350.00/day
  • Silver: $300.00/day

For withdrawals surpassing the limit, please visit your local branch.

Find a surcharge-free ATM right now with our ATM Locator Tool.

You can search for all our locations from our ATM Locator tool!

Our members can visit any of nearly 120,000 ATMs that display the Allpoint, CO-OP or MoneyPass logo.

To learn more or find an ATM near you, check out our ATM Locator.

ATM withdrawals are free for all members of Providence Federal Credit Union. Please note, if you are a non-member you will be charged for use of Providence Federal Credit Union’s ATMs.

PFCU Members also have surcharge-free access to over 120,000 ATMs around the country. Visit any ATM that displays an Allpoint, CO-OP, or MoneyPass logo. Find a surcharge-free ATM right now with our ATM Locator Tool

Please see our Deposit Fee Schedule on our Rates Page for a current listing of debit card fees, like card replacement and rush delivery.

For usage at an ATM you can access nearly 120,000 ATMs across the country for free! Visit any ATM that displays an Allpoint, CO-OP, or MoneyPass logo:

Find a surcharge-free ATM right now with our ATM Locator Tool.

I liked the fact I received a follow up call and email. Life gets a little chaotic sometimes and a friendly follow up or reminder sure helps.

Heather R. | Member
Heather R.

Need more information?

Connect with a PFCU Member Consultant, by scheduling an appointment, video chat, email, or phone.

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