We’ll be closing at 1:30 pm on Wednesday, April 24 for our 61st Annual Meeting. We’ll resume regular business hours the following day, April 25.

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Personal Loans

Personal Loans

Money for whatever’s coming next
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Effective Date as of 04/01/2024

Personal Loan


% APR*

as low as

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Personal Loans

Use it to consolidate high interest debt, big ticket items, or unexpected expenses into one easy, low monthly payment. It’s here for whatever you need in life.

Consolidate Debt

Combine other high-interest rate loans, into one low monthly payment

Unexpected Emergency

Whatever life throws your way, a personal loan can be a lifesaver.

Fund A Project

Use it to start a side hustle. Go for it!

Big Events & Leisure

A dream wedding or a once-in-a-lifetime vacation?
Funds to make your dreams a reality.

Personal loan benefits:

  • Borrow up to $20,000
  • Fixed rate loan
  • Terms up to 60 months
  • Flexible repayment terms
  • No loan fees
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Frequently Asked Questions

Yes, we do offer consolidation loans! With a consolidation loan, you can reduce your monthly payment, total interest paid, or both. Visit our Financial Wellness page for more information.

Loan qualifications differ depending on which loan you are applying for. The best way to find out if you qualify for a loan is to apply!

Your credit score plays a role in whether or not you qualify for a loan. You can check your own credit score for free once annually by visiting www.annualcreditreport.com.

Apply for a loan today!

Applying for a loan is quick and easy at Providence Federal Credit Union. Simply fill out the application, select the loan product you’re interested in and we’ll take care of the rest.

You can check on the status of your application by clicking the “Check Application Status” link at the very top of our website header, which takes you to this link.

Loan approval takes between 24 and 48 hours. 

Tiffanie was very prompt in her responses and clear in her communications. By far the best experience I have had with a representative of any of the financial institutions I do business with. Thank you Tiffanie! I look forward to being a lifetime customer.

eric d. | Member SINCE 2023
eric d.

Need more information?

Connect with a PFCU Member Consultant, by scheduling an appointment, video chat, email, or phone.