Personal Line of Credit

Personal Line of Credit

When you need the spending power of a personal loan and the flexibility of a credit card, a personal line of credit may be your best option. Instead of borrowing a lump sum, you draw from a revolving line of credit as needed. Like a credit card, a line of credit lets you spend up to your credit limit, and the funds are available again once you repay. 

• Borrow up to $15,000 with a low fixed rate
• Tap into your line of credit up to the credit limit
• Interest is only charged on the funds you use
• Direct Deposit and Payroll Deduction Payments to fit your unique pay schedule
• The maximum unsecured limit – $30,000 limit for all combined unsecured loans limits (including VISA)

*APR (ANNUAL PERCENTAGE RATE). The Credit Union offers various fixed rate loans listed in the Loan Rate Schedule, provided to you upon request. Rates are effective as of . All rates and terms are determined by Board of Directors and are subject to change without notice. Rates may vary depending on the term, loan-to-value, age of collateral, and your credit. All loans are subject to credit approval.