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Welcome UDW Members

UDW has partnered with Providence Credit Union to bring you your very own credit union!

Your union's credit union

Since 2022, Providence Credit Union (PCU) has been in partnership with UDW to bring you your very own credit union. What does this mean for you, your families, and communities? It means you can enjoy everyday benefits like access to over 30,000 surcharge-free ATMs worldwide, getting paid up to two days early with early direct deposit, exclusive offers, and low-interest rate loans. Plus, with more than 5,000 Shared Branches nationwide, you can handle your financial transactions in-person, just like you would at a PCU branch! 

We are much like labor unions, not-for-profit organizations designed to serve our members. We don’t have shareholders but instead return profits to our membership through inclusive accounts, competitive rates, and convenient access to your funds.

And that’s precisely why PCU and UDW partnered to create products and services designed specifically for you. You work hard for your money, and you deserve a member-first financial institution that respects you and helps you manage your money wisely.

Come join and discover what thousands of UDW members have come to expect – better products, exceptional service, easy access. Less banking. More time for you.

Join PCU Today:

Putting our members first for over 60 years

At PCU, we offer all the products and services like the big guys, but with a focus on our members' best interests and helping the communities we serve.

Ready to join but unsure if you're eligible? Check our membership eligibility guidelines or keep scrolling to discover all the benefits!

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Financial Tools

When you become a member, you'll have access to our full slate of online and mobile banking tools, plus 5,600+ Shared Branches and 30,000+ surcharge-free ATMs nationwide to help you manage your money whenever, wherever.

Stellar Service

Enjoy faster, more personalized service that's tailored to your financial needs when you bank locally with PCU. You'll even get a complimentary consultation with a friendly, experienced Wealth Management advisor!

Competitive Rates

As a not-for-profit financial institution, we pass our earnings on to members in the form of lower loan rates and higher dividends on deposit accounts, like our always-popular Apex Checking Account.

Security

At PCU, your deposits are insured by the NCUA up to $250,000 per share owner for each account ownership category you have with the credit union. We are financially sound, and your assets are safe with us.
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It starts with $5

It only takes $5 to open a savings account and become a member. And, just like a big bank, you can easily access your account anywhere, anytime: in-person, online, via mobile, ATM, or digital wallets. But, unlike a bank, you’re not just another account number. We are here to listen, help, and do our best to say "yes”.
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Eligibility

If you or your family are a UDW member, staff, or retiree member, you may be eligible to join PCU. Eligibility is also available if you work for Providence Health & Services or any of its subsidiaries.

Once you’re a member, your family member (i.e. husband, father, aunts, uncles, cousins, in-laws, domestic partner, and grandparents) can join. And you can bank with us as long as you like – even if you leave the Providence, UDW, EyeHealth Northwest, or The Portland Clinic, LLP network.

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UDW

Every UDW member, employee, retiree, and family member

Providence Health & Services

Every Providence employee, intern, contractor, retiree, and family member

EyeHealth Northwest

Every EyeHealth Northwest employee, retiree, and family member

The Portland Clinic

Every employee of The Portland Clinic, LLP and their family members
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Digital Banking Platform

PCU’s online and mobile banking platform provides a personalized dashboard, enhanced security, live chat support, and other great features to make managing your money effortless.
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If you are experiencing any difficulty with Digital Banking, we are here to help! If you can’t find the answers you need in our Frequently Asked Questions, please call our Member Care Center at 800.444.8115, chat with us, or email us at membercare@providencecu.org.

Boost your savings with a certificate

Certificates of Deposits are a safe, secure, and easy way to boost your money. With as little as $1,000, you can open a certificate account and earn a higher interest rate than a traditional savings account. Remember, the funds must remain untouched for a set term while earning a guaranteed rate of interest. Check out our short video explaining how Certificates work:

What our members are saying

“The process to create my account was quick and smooth. The option to receive my direct deposit two days early is amazing! Thank you!”

Armando Z. Member Since 2023

“The app is easy to use and saves me worrying about my deposit going missing in the mail. Job well done, guys!”

Dawn C. Member Since 2010

“My experience was perfect! I had never deposited a check before and the woman who assisted me was delightful! Thank you!”

Mary S. Member Since 1973

Ready to reach out?

We're here to provide you with an outstanding banking experience.
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Monday - Friday
9 am - 5pm (PT)

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It's safe and easy, right within online or mobile banking!

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Please do not include personal info like your account # or SSN.

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Locate a PCU or Shared Branch near you.
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Frequently Asked Questions

Will every UDW member qualify?

If you or your family are a UDW member, staff, or retiree member you may be eligible to join PCU.

We're here to make becoming a member easy and meaningful. Our goal is to ensure more care workers have access to affordable interest loans, higher savings yields, lower fees, and trusted financial guidance. Everyone’s situation is unique, and we want to hear your story, so we can find every possible way to say “YES”! We're here to help you take control of your finances with products and services tailored to your lifestyle.

How do UDW member sign up for a PCU account?

For many care workers, working long hours can make it hard to stay on top of their finances, so we’ve made it easy to join the Credit Union. You don’t even have to leave the house!

Complete the form on this page by entering your name and email address, then click "Next" to begin our online membership application. 

Why should a UDW member join PCU?

We’re excited to partner with UDW, another not-for-profit organization rooted in understanding the needs and wants of care workers. The care industry and community share a lot in common with the spirit of credit unions – people helping people! PCU and UDW put members first. Both of us lead by example: to ensure our members are financially protected and successful. 

What makes PCU different?

We’re grateful to be a part of a community committed to helping those in need, especially when they’re the very people who provide essential services to our communities.

For over 60 years, our members and employees have volunteered their time and donated money to serve local organizations including Camp Erin, Kells Green Rain Event, Oregon Food Bank, Portland Festival of Trees and the Providence Helping Hand Fund. We understand the pressures that home health workers and family childcare providers face. Take advantage of our free financial tools to help you reach your goals. 

Who is Providence Credit Union (PCU)?

We’re a not-for-profit financial cooperative originally created for Providence healthcare employees and their families based in Oregon. Since 1962, we’ve been creating and designing products and services specifically for healthcare professionals, their families, and partners. We’re more than just a place to put your money, deposit your checks or take out a loan (though we do that too). As a credit union, we work with our members to create lifelong financial success regardless of how much they deposit or borrow, including frequently underserved and underbanked groups.

PCU doesn’t warrant, guarantee or insure any products or services offered by participating merchants. The Credit Union is federally insured by the National Credit Union Administration. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5.00. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license and other identifying documents.