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Tips for managing
your finances

FAQ Category: SavvyMoney
  • Does SavvyMoney offer credit report monitoring as well?

    Yes. SavvyMoney will monitor and send email alerts when there’s been a change to your credit profile.

    Read more…: Does SavvyMoney offer credit report monitoring as well?
  • What if the information provided by SavvyMoney appears to be wrong or inaccurate?

    SavvyMoney makes its best effort to show the most relevant information from a credit report. If you think some of the information is wrong or inaccurate, you can “File a Dispute” with Transunion by clicking on the “Dispute” link within SavvyMoney. If the inaccuracy is verified, Transunion will update your report. We would also suggest…

    Read more…: What if the information provided by SavvyMoney appears to be wrong or inaccurate?
  • How does SavvyMoney keep my financial information secure?

    SavvyMoney uses bank-level encryption and security measures to keep the data safe and secure. Your personal information is never shared with or sold to a third party.

    Read more…: How does SavvyMoney keep my financial information secure?
  • Will SavvyMoney share my credit score with PFCU?

    No, SavvyMoney Credit Score is a free service to help you understand your credit health, make improvements in your score, and see loan and credit card offers from PFCU. We don’t have access to your credit files with SavvyMoney unless you choose to share it. If you would like to share, you can easily do…

    Read more…: Will SavvyMoney share my credit score with PFCU?
  • Will accessing SavvyMoney impact my credit and potentially lower my credit score?

    No. Checking SavvyMoney is a “soft inquiry,” which does not affect a credit score. Lenders use “hard inquiries” to make decisions about creditworthiness when you apply for loans.

    Read more…: Will accessing SavvyMoney impact my credit and potentially lower my credit score?
  • Is SavvyMoney really free?

    There is no cost to you whatsoever for the SavvyMoney credit score services, and no credit card information is required to register.

    Read more…: Is SavvyMoney really free?

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