Become a Member

Become A Member

Enjoy a great range of benefits. Applying online is quick and easy!
2021 Annual Report

2021 Annual Report:

PFCU’s 2021 Annual Report: Big enough to bank, small enough to care for every caregiver, care worker and child care provider.

Become A Member

Your Membership

We’re a credit union, a not-for-profit financial institution proudly serving caregivers and care workers for 60 years. Learn more about PFCU, our unique benefits, values, and what you’ll need to open an account and apply for membership.

Prefer to join in person? Simply schedule an appointment.


If you or a family member work for Providence Health or any of its subsidiaries, you may be eligible to join. Members and staff of partner associations are also eligible. Once you’re a member, your family member (i.e. husband, father, aunts, uncles, cousins, in-laws, domestic partner, and grandparents) can join. And you can stay as long as you like – even if you leave the Providence, UDW, EyeHealth Northwest, or The Portland Clinic, LLP network.

  • Every Providence employee, intern, contractor, retiree, and family member 
  • Every UDW member, employee, retiree, and family member
  • EyeHealth Northwest
  • The Portland Clinic, LLP

About PFCU

In 1962, a group of healthcare workers at a St. Vincent Hospital in Southwest Portland, Oregon, established an employee credit union. Today, PFCU doesn’t just serve Providence employees and their immediate families in Oregon, Washington, California, Montana, Texas, Nevada, and Alaska. In 2022, we expanded to serve health care professionals, home care workers, and childcare providers in California as their new banking partner for United Domestic Workers (UDW Labor Union), a nonprofit organization based in San Diego, California. UDW provides advocacy and support to more than 74,000 members.

We’re one of the largest credit unions in the United States that serves employees and their families in the healthcare industry. But our proudest achievement is helping our members live well, reach their goals, and thrive through all of life’s milestones.

Learn more about PFCU history

See The Benefits

As a not-for-profit credit union, we don’t have shareholders. Instead, we return profits made to our members through inclusive accounts, low loan rates, and (free) financial education.

Digital Tools

We design our services with caregivers and care workers in mind, but we also deliver all the technology that large institutions offer. Like time-saving features and conveniences such as online banking, mobile banking, and 120,000+ surcharge-free ATMs you may not expect from a place where they know you by name.

Financial Education

At PFCU your financial well-being is a priority. One of the most important things we do is to connect you with valuable resources and free tools, as well as free financial counseling to help you solve the money questions of life. ​

What You Need To Apply

You will need the following information in order to complete your application:

  • Government-issued ID/Driver’s License/State ID (copy/scan front and back)
  • Your complete physical and mailing addresses
  • Social Security Number
  • Date of Birth
Apply Online

Need more information?

Connect with a PFCU Member Consultant, by scheduling an appointment, video chat, email, or phone.

I was completely satisfied with the service provided. The process was brief and easy. I will definitely recommend it to my coworkers.

Henrietta R.  | Member


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