
Early Direct Deposit
Don’t Waste Time Standing in Line
Set up direct deposit and have your paycheck or other recurring deposits sent to your PFCU checking or savings account — automatically and up to two days early*! Your money is there waiting for you, instead of you waiting for it.
- Your eligible direct deposits will arrive up to two days early.
- There’s zero risk of a check getting lost, stolen, or even forgotten.
- Saving is easier when funds are automatically deposited into your savings account.
- Your money is safely deposited – even if you’re on vacation.
*You may receive a direct deposit up to two (2) days early with Early Direct Deposit or depending on when your employer/payer provides us the information, and if 1) you have a checking or savings account with us, and 2) a recurring qualifying direct deposit. It is at our discretion to identify which recurring direct deposits are eligible for Early Direct Deposit. We cannot guarantee that you will receive the Early Direct Deposit service due to unanticipated circumstances. Early Direct Deposit is automatic, and it’s a free service.
Early Direct Deposit. Sooner is Better.
Good news! If you have direct deposit with your checking or savings account, you’re automatically enrolled in Early Direct Deposit – a free service that delivers your funds up to 2 days faster! Just sit back, relax, and get your funds ahead of schedule. It’s simply another great benefit to being a PFCU member.

Providence Employee? Here is How to Set Up Direct Deposit
If you are a Providence employee, the following form will walk you through setting up Direct Deposit in Genesis.
DIRECT DEPOSIT INSTRUCTIONSYou’ll need your 14-digit Checking or 10-digit Savings Member Account number, and the PFCU Routing Number: 323075945.
How to find your member account and/or routing number:
Mobile Banking:
Your account numbers can be found in the app by clicking on the menu in the upper left (three lines icon) and then selecting “Routing & Account Number” at the bottom. It can also be found at the bottom of each of your checks.
Not a Providence Employee? Here is How to Set Up Direct Deposit
If you are not a Providence employee, you will need to speak with your HR Department and be prepared to give them your 14-digit Checking Account number or 10-digit Savings Member Account number and the PFCU Routing Number: 323075945.
Need more information?
Connect with a PFCU Member Consultant, by scheduling an appointment, video chat, email, or phone.
Frequently Asked Questions
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