Visa Platinum

Visa Platinum

The card that gives you the buying power at an exceptional low rate.
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Visa Platinum

Effective Date as of 02/01/2023

Visa Platinum

9.99

% APR*

as low as

Apply Now Join PFCU to Apply

Balance Transfer

4.99

% APR**

as low as

Transfer a Balance

Visa Platinum Credit Card

Get a low rate for purchases and balance transfers

  • No annual fee
  • 4.99% APR** balance transfer
  • $0 balance transfer fee
  • $0 cash advance fees
  • Verified by Visa® Internet Authentication Service

Additional PFCU Visa benefits

We created a credit card with an ultra-low interest rate that still gives you maximum purchasing power. Some of the extra perks that come with a PFCU credit card:

0% Liability

You’re protected if your card is lost, stolen or used fraudulently

Fraud Protection

Offline or online, you’re protected by 24/7 fraud monitoring.

Travel Insurance

$500,000 travel and accident insurance brings peace of mind to your itinerary.

Quick Replacement

Emergency cash and card replacement no matter where you are.

Contactless!

Contactless credit cards for quick and clean transactions.

Used Worldwide

Unsurpassed acceptance everywhere around the world.

Balance transfer

Transfer high-interest debt to your PFCU Platinum Visa card in Online Banking. It’s NOT an introductory rate, it’s for the life of your transferred balance!

Transfer a Balance

Compare PFCU VISA Credit Cards

CompareVisa PlatinumVISA ClassicVISA New Beginnings
APR** on balance transfers4.99% APR**4.99 APR**
APR* fixed rate on Purchases
and Cash Advances
9.99% APR*12.99%
18.00% APR*
18.00% APR*
Annual fee$0$0$12
No cash advance fees
Internet Authentication Service
(Verified by Visa®)
Fraud protection – provides
24/7 fraud monitoring
$500,000 Travel and
Accident Insurance
Emergency Cash and
Card Replacement
Zero Liability†
Free balance transfers
up to your credit limit
Visa Global Customer
Assistance Services (GCAS)
Contactless Credit Cards

*APR (ANNUAL PERCENTAGE RATE). As of 02/01/2023, the rates for new purchases and cash advances are 9.99% APR for Visa Platinum, 12.99% to 18.00% APR for Visa Classic, and 18.00% APR for New Beginnings. All loans subject to credit approval. Rates are subject to change without notice and vary based on type of card and credit worthiness.

**The 4.99% APR is a fixed rate and does not apply to future purchases or cash advances. This 4.99% APR rate may not be used to pay existing PFCU loans or PFCU credit card accounts. All 4.99% APR balance transfers will be classified as “purchases” under our Visa Card Agreement. Transfer cannot exceed your PFCU Credit Card available credit limit.

Subject to conditions in the Visa Credit Card Agreement.

Frequently Asked Questions

I am so impressed. Quick, easy, and professional all the way.

colette k. | Member

Need more information?

Connect with a PFCU Member Consultant, by scheduling an appointment, video chat, email, or phone.

Bright Ideas

Having trouble getting a credit card? Apply for our Visa New Beginnings credit card. The card to help you rebuild and reboot.

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Financial Health Check

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