We will be closed on Monday, November 11 for Veterans Day.

The Credit Union will open late for an All-Staff Meeting on Wednesday, November 13. Doors will open at 10:30 AM (PST). 

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FAQ Category: About Us
  • What is a credit union?

    A credit union is a non-profit cooperative institution made up of members who borrow from pooled deposits. Credit unions offer most of the same services as traditional banks but are owned by members not shareholders and are governed by the NCUA.   Related Information Not a member yet? Becoming a member is oh so easy!…

    Read more…: What is a credit union?
  • Who owns a credit union?

    Credit unions are owned by the members of that credit union, while banks are owned by the shareholders. Every credit union member can cast a vote to elect the credit union’s board members, regardless of the amount in their account   Related Information Not a member yet? Becoming a member is oh so easy! At…

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  • Where can I get information about career opportunities?

    You can find current information on our Careers page! Thank you for your interest! If you’re looking to work with an exceptional team of awesome people, PFCU is the place for you.   Why PFCU? We value all our employees; every single one! We are invested in their professional development, and offer competitive salaries and…

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  • How is a credit union governed?

    Credit unions are governed by their Board of Directors, who serve and represent the best interest of the members. Every member, regardless of the amount in their account, can cast a vote to elect the credit union’s board members.   Related Information Not a member yet? Becoming a member is oh so easy! At Providence…

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  • Is the credit union insured by the Federal Deposit Insurance Corp. (FDIC), like banks and thrifts?

    Unlike Banks and Trusts which are insured by the FDIC is centered around Banks and Trusts, credit unions are insured by the National Credit Union Administration (NCUA) instead. Both institutions insure accounts up to $250,000. The difference is that the NCUA covers regular shares and share draft accounts which are specific to credit unions and…

    Read more…: Is the credit union insured by the Federal Deposit Insurance Corp. (FDIC), like banks and thrifts?
  • How do credit unions differ from banks?

    Credit unions are not-for-profit organizations that are owned by the members of that credit union whereas banks are for-profit institutions owned by shareholders. Because of these reasons, we are able to pass substantial savings on to our members in comparison with other financial institutions. You could save hundreds – perhaps thousands – of dollars each…

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