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How do credit unions differ from banks?

Credit unions are not-for-profit organizations that are owned by the members of that credit union whereas banks are for-profit institutions owned by shareholders.

Because of these reasons, we are able to pass substantial savings on to our members in comparison with other financial institutions. You could save hundreds – perhaps thousands – of dollars each year by using credit union services as opposed to a commercial bank. As a member-owned financial institution, Providence Federal Credit Union returns operating profits to our members, so you can enjoy:

  • Fewer fees
  • Lower loan rates
  • Potentially higher rates of return on savings accounts
  • Personal attention
  • Free financial education
  • And more!


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Not a member yet?

Becoming a member is oh so easy! At Providence FCU, we exist to serve the needs of our members. Not only will you receive exceptional service, you will also become a part of the greater credit union movement and community; not to mention all the great perks that come with PFCU membership! But shhhh…that’s our little secret.

Click here to become a PFCU family member today!