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Certificate Specials

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Watch your money grow

A certificate is similar to a savings account in that it helps you grow your money, but it’s a time deposit for a fixed term. Regardless of which time period in which you place your money, certificates are a safe path to exceptional returns. And right now, you can achieve even more with our Certificate Specials!

certificate special rate comparison table

Now is the perfect time to move your money to PFCU and enjoy our Certificate Specials. For a limited time, you can open an 8-month or 14-month certificate and earn 5.25% APY with a minimum of $25,000 with new money. Or take advantage of our special offer with as little as $1,000 to earn a competitive rate of 3.25% APY. Whatever you decide, your returns are guaranteed, risk-free, and funds are federally insured by NCUA up to $250,000.

Enjoy these certificate benefits

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Pays higher interest than a savings account

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Longer-term certificates have higher rates of return

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A fixed rate of return is guaranteed

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Funds insured by NCUA (National Credit Union Administration)


This special offer is available for a limited time. Take advantage of these two great options today.

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Stop by a branch

Contact by Phone

Call us at
(888) 849-5189

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Message us via Online Banking or the Mobile Banking App


It’s easy to join! Learn more and join today to take advantage of these specials and other exclusive member-only benefits.**

Become a Member

*Certificate Special: APY (ANNUAL PERCENTAGE YIELD). Rates are effective as of February 23, 2024. These promotional certificates have 8-month and 14-month terms with $1,000 minimum deposits and $250,000 maximum deposit. $25,000 or more of new money is required to earn the higher APY listed above. New money is money not previously deposited with PFCU. Promotional 8-month and 14-month certificates will roll into a 12-month certificate upon maturity at the 12-month certificate APY at time of roll over. Penalties may apply for early withdrawal. Fees could reduce earnings on these accounts. This special promotion may end at any time. Federally insured by NCUA (National Credit Union Administration).

**The Credit Union is federally insured by NCUA. Membership is required before utilizing any of our products and/or services. To join, simply open a Savings Account with just $5 to become a member.

8-month or 14-month
Certificate

5.25% APY*

$25,000 Minimum
with new money

8-month or 14-month
Certificate

3.25% APY*

$1,000 Minimum
with new or existing money

8-month or 14-month Certificate

5.25% APY*

$25,000 Minimum
with new money

3.25% APY*

$1,000 Minimum
with new or existing money

Open a Certificate Special your way!

To open a Certificate Special contact us in one of the following ways:

This special offer is available for a limited time, so don’t miss out on your savings boost!

Not a member yet? It’s easy to join! Learn more and join today to take advantage of these specials and other great benefits.**

Become a Member

Use our financial calculator to see how your savings can add up! You can even compare the two certificates to see which fits best with your short- or long-term goals.

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