Certificate of Deposit

Certificate Accounts

Get the higher savings returns you deserve – safely and securely
Open An Account

Effective Date as of

I’m not a member yet

It’s easy to open a savings account once you become a PFCU member.

Login to Online Banking

Certificate Accounts

Security, higher returns, and options that fit your timeline

If you don’t need access to your savings account for a while, leave the money in your account and watch your nest egg grow. Generally, the longer you keep the money in your account, the higher rate you can earn. 

  • $1,000 minimum to open
  • Dividend paid monthly
  • Variety of terms (6 to 24 months) and rates
  • Automatically renews upon maturity
  • Penalty for early withdrawal
  • Federally insured up to $250,000 by NCUA

If you want to learn more about how a Certificate works, check out our short video:
(Click Here for video with Spanish captions)

Certificates

AccountDividend rateAPY*Additional Info
6-month Certificates$1,000 minimum to open
12-month Certificates$1,000 minimum to open
18-month Certificates$1,000 minimum to open
24-month Certificates$1,000 minimum to open
Open an account

Frequently Asked Questions

Your customer service is impeccable! Very friendly and personable.

AMELE C. | Member SINCE 2022
AMELE C.

Need more information?

Connect with a PFCU Member Consultant, by scheduling an appointment, video chat, email, or phone.

Financial Health Check

Looking for freedom from debt and money worries? You’re in the right neighborhood. We’ll help you create a realistic budget, build achievable goals, and reduce high-interest debt.

Learn More

Search