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April LifeBalance Certificates Offer

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Watch your money grow

Add more green to your life with PFCU’s Certificate Specials.

A certificate is like a savings account in that it helps you grow your money, but it’s a time deposit for a fixed term. Regardless of which time period you wish to place your money, certificates are a safe path to exceptional returns. And right now, you can achieve even more with Providence Federal Credit Union’s (PFCU) Certificate Specials!

certificate special rate comparison table

Now is the perfect time to open a PFCU Certificate with special rates and terms. For a limited time, you can open an 8-month or 14-month certificate with as little as $1,000 to earn a competitive rate of 3.25% APY*. Or if you have $25,000 or more (new money), you can earn 5.25% APY*.

Whatever you decide, your returns are guaranteed, risk-free, and funds are federally insured by NCUA up to $250,000. Plus, you’ll receive an extra perk when you join and open a Certificate Special by May 15.

Enjoy great rates with great benefits

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Pays higher interest than a savings account

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Longer-term certificates have higher rates of return

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A fixed rate of return is guaranteed

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Funds insured by NCUA (National Credit Union Administration)

1. Join PFCU**

Join by May 10. When joining online, select “LifeBalance” under “How Did You Hear About Us.”

2. Open a Certificate Special

Open an 8-month or 14-month with a minimum of $1,000 after you join. Contact us by May 15 to open your Certificate Special.

3. Reward Time**

Receive a $10 Starbucks e-gift card when you open a Certificate with $1,000 to $24,999.99 or receive a $25 Starbucks e-gift card when you open a Certificate of $25,000 or more.

When you join, you’ll enjoy all the perks of PFCU membership, including competitive savings and loan rates, free financial advice, and getting your paycheck up to two days early with direct deposit±. Not to mention the peace of mind of knowing that your funds are fully insured up to $250,000 by NCUA.

It’s easy to join! Click the Join PFCU button below, call (888) 849-5189 or click the Learn More button to learn more about Certificate!

Hurry! This special offer ends May 15, 2024!


*Certificate Special: APY (ANNUAL PERCENTAGE YIELD). Rates are effective as of February 23, 2024. These promotional certificates have 8-month and 14-month terms with $1,000 minimum deposits and $250,000 maximum deposit. $25,000 or more of new money is required to earn the higher APY listed above. New money is money not previously deposited with PFCU. Promotional 8-month and 14-month certificates will roll into a 12-month certificate upon maturity at the 12-month certificate APY at time of roll over. Penalties may apply for early withdrawal. Fees could reduce earnings on these accounts. This special promotion may end at any time. Federally insured by NCUA (National Credit Union Administration).

**The Credit Union is federally insured by NCUA (National Credit Union Administration). Membership is required before utilizing any of our products and/or services. To join, simply open a Savings Account with just $5 to become a member. When joining online, be sure to select “LifeBalance” under “How Did You Hear About Us” to be eligible for the Starbucks e-gift card by May 10, 2024. The Starbucks reward (of up to $25 Starbucks e-gift card) is for new members only and the reward amount is based on Certificate open deposit balance; earn $10 Starbucks e-gift card with $1,000 – $24,999.99 opening Certificate balance; earn $25 Starbucks e-gift card with $25,000 or more opening Certificate balance by May 15, 2024. Reward will be issued within 4 to 6 weeks once all criteria have been met (open an 8-month or 14-month Certificate with opening minimum deposit). Certain restrictions may apply to receive reward. The Certificate specials end on May 15, 2024.

±You may receive a direct deposit up to two (2) days early with Early Direct Deposit or depending on when your employer/payer provides us the information, and if 1) you have a checking or savings account with us, and 2) a recurring qualifying direct deposit. It is at our discretion to identify which recurring direct deposits are eligible for Early Direct Deposit. We cannot guarantee that you will receive the Early Direct Deposit service due to unanticipated circumstances. Early Direct Deposit is automatic and it’s a free service.