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Tips for managing
your finances

: ufaq
  • What are the benefits of your Home Equity Line of Credit (HELOC)?

    Our Home Equity Line of Credit (HELOC) offers the following benefits: Please refer to the HELOC page for more information.

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  • What happens if I deposit a check and it bounces?

    Please contact the person or company that wrote the check to alert them of the issue. This issue typically occurs when the checking account from which the funds were being withdrawn does not contain sufficient funds to cover the check. Follow these guidelines to ensure that the checks you write always clear:  

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  • What types of Home Equity Loans do you offer?

    We offer two types of Home Equity Loans: Visit our Home Equity Loans page for more information.

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  • Do you offer safe deposit boxes?

    Yes! We do offer Safe Deposit Boxes. However, they are currently only available at our St. Vincent’s Branch location. For more information on pricing visit the Fee Schedule.   Related Information Not a member yet? Becoming a member is oh so easy! At Providence FCU, we exist to serve the needs of our members. Not…

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  • Can I withdraw funds from my Certificate before it is mature?

    Yes, however, there is a penalty for withdrawing from your certificate account early: Your Certificate account will mature on the maturity date set forth on your Account Receipt or Renewal Notice. We may impose a penalty if you withdraw any of the principal of your Certificate before the maturity date. (1) Amount of Penalty. The amount of…

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  • Why did my check bounce when I had money in my account?

    If you write a check and do not have enough money in your account by the time the check clears, the check will be returned to the payee (i.e. “bounced”). Providence Federal Credit Union assesses a Non-Sufficient Funds (NSF) fee in these instances. Please refer to our up-to-date Fee Schedule for exact pricing. Follow these…

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