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Rates and Fees

Download and view our latest consumer loan and deposit account rates.

Rates and Fees

Download and view our latest rates

Below you can download our latest consumer loan rates, deposit rates, and fees.

Consumer Loan Rates

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Deposit Rates and Fees

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Effective Date as of

Checking

AccountDividend rateAPY*
Free Plus Interest Checking1
Refresh Checking2
Open an account

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Open an account

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Kids & Teen Savings Accounts

AccountDividend rateAPY*
Cubby Savings1
Cubby Certificate2
iPlus Youth Savings
iProsper Teen Savings Savings
Open a Youth account

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Open an account

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Certificates

AccountDividend rateAPY*Additional Info
6-month Certificate$1,000 minimum to open
12-month Certificate$1,000 minimum to open
18-month Certificate$1,000 minimum to open
24-month Certificate$1,000 minimum to open
Open an account

Effective Date as of

Apply Now

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Home Equity Line of Credit (HELOC)

ProductTermAPR*
Owner Occupied22 Years
Non-Owner Occupied22 Years
Apply Now

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Home Equity Loans

ProductTermAPR*
Owner Occupied60 months
Owner Occupied120 months
Owner Occupied180 months
Non-Owner Occupied180 months
Apply Now

Effective Date as of

Auto Loans

ProductTermAPR*Additional Info
New Auto (2016-2023)60 months90 DAYS NO PAYMENT** and
Up to 125% financing available
New Auto (2016-2023)72 monthsVehicle must have less
than 150,000 miles
New Auto (2016-2023)84 months84 mo. Term available to 680
Credit or higher only
Used Auto (2008-2015)48 months90 DAYS NO PAYMENT** and
Up to 125% financing available
Used Auto (2008-2015)60 monthsVehicles over
150,000 miles apply
Used Auto (2008-2015)72 monthsAdd 2% to vehicles
2007 and older 
Apply Now

Effective Date as of

Boat, Motorcycle, RV, and other Rec Vehicles

ProductTermAPR*Additional Info
New RV, Boat, Motorcycle (2016-2023)60 months
New RV, Boat, Motorcycle (2016-2023)144 months
Used RV, Boat, Motorcycle (2008-2015)60 months*Add .50% for older than 2008
Used RV, Boat, Motorcycle (2008-2015)144 months*Add .50% for older than 2008
New Off-Road / Titled Vehicles60 months
Used Off-Road / Titled Vehicles60 months
Apply Now

Effective Date as of

Revolving Lines of Credit

ProductFEEAPR*Additional Info
Personal Line of CreditNo loan feeBorrow up to $15,000
Visa Platinum Credit CardNo annual fee
Visa Classic Credit CardNo annual fee
Visa New Beginnings Credit Card$12 annual fee
Apply for a Personal Line of Credit Apply for a Credit Card

Effective Date as of

Personal Loans

ProductTermAPR*Additional Info
Personal Loan60 MonthsLoan amounts
up to $20,000
Care Worker Loan (Available
only to UDW Members) 
12 MonthsDiscount Available
(Conditions Apply)
Bike Loan48 MonthsLoan amounts from
$1,000 to $7,500
Share Secured60 Months
Payday Relief Loan6 MonthsLoan amounts from
$200 to $1,000; $20 app fee
Apply for a Care Worker Loan Apply for a Personal Loan

Effective Date as of

Student Loans

ProductTermsAPR*
Education Refi (Fixed Rate)Up to 180 monthsStarting at
Education Refi (Variable Rate)*Up to 180 monthsStarting at
In-School (Fixed Rate)Up to 144 monthsStarting at
In-School (Variable Rate)*Up to 144 monthsStarting at
Apply for Education Refi Loan Apply for In-School Loan

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