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Why did my check bounce when I had money in my account?

If you write a check and do not have enough money in your account by the time the check clears, the check will be returned to the payee (i.e. “bounced”). Providence Federal Credit Union assesses a Non-Sufficient Funds (NSF) fee in these instances.

Please refer to our up-to-date Fee Schedule for exact pricing.

Follow these guidelines to ensure that your checks always clear:

  • Never write checks without available funds
  • Balance your checkbook regularly
  • Obtain Overdraft Protection through Providence Federal Credit Union
  • Monitor your available balances via Online Banking.