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Tips for managing
your finances

FAQ Category: Loan Payments
  • What will happen if I am late on a loan payment?

    If you are late on a loan payment you will be charged a late fee. For exact pricing, please see our Fee Schedule on our Rates page.

    Read more…: What will happen if I am late on a loan payment?
  • Can my loan be paid off by a third party?

    Yes. However, we don’t typically provide that information to 3rd parties without authorization to release. Please Contact Us to speak with a Member Service Representative regarding your loan payoff.

    Read more…: Can my loan be paid off by a third party?
  • How do I make a loan payment Online?

    To make a loan payment from Online Banking or your Providence FCU Mobile App, go to the “Money” tab where you can transfer your payments manually or set up automatic recurring transfers. You can also set up external accounts to make payments to other financial institutions.

    Read more…: How do I make a loan payment Online?
  • How much are the monthly payments?

    Monthly payments can vary based on the loan rate, how much you borrow, and your FICO score.  You can also check out our loan calculators for more help. 

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  • Can I make my loan payment over the phone?

    Yes! You can call us at (503) 215-6090 to pay your loan by phone during normal business hours. There is a $10 fee to use this service.

    Read more…: Can I make my loan payment over the phone?
  • What is my loan payoff amount?

    You can determine your loan payoff amount in Online Banking or your Mobile Banking App. When logged in, go to “More Services” then “Loan Payoff Amount.” Alternatively you can contact one of our Member Service Representatives at (503) 215-6090, or visit one of our branches.

    Read more…: What is my loan payoff amount?

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