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Care Worker Loan

Care Worker Loan

Fast, easy loans for caregivers because not all heroes wear capes
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Effective Date as of 04/01/2024

Care Worker Loan


% APR*

as low as

Apply Now Join PFCU to Apply

Care Worker Loan for UDW Members

A fair, affordable loan to fix your needs today and plan for your needs tomorrow

  • Borrow up to $2,000
  • Rates as low as 9.99% APR*
  • Repayment terms from 3 to 12 months
  • Free financial counseling

Who’s it for

We understand the pressures that UDW home care and family child care providers can face. Whatever life throws at you, our Care Worker Loan can help you handle unexpected expenses today while giving you time and flexibility.

The rate on the Care Worker Loan is 14.99% APR* for terms of 90 days to one year. If you’ve set up automatic payments, and free e-statements, and speak to a free GreenPath financial counselor, we’ll reduce the interest rate of your loan from 14.99% APR* to 9.99% APR*.

Our goal at PFCU is to help all of our members to attain financial freedom and thrive throughout life. You can use our online calculators to estimate your loan needs, how much you can save, and how much you can pay back each pay period. It also estimates how much you will have in savings when your loan is paid off.

UDW AFSCME Local 3930 Logo


  • Get funds quickly for emergency expenses
  • Start building positive credit
  • Create savings for your future

To qualify you will need

  • To be a UDW Member in good standing for six months
  • Have a valid photo ID
  • Set up Automatic Payments through Payroll Deduction or Direct Deposit
  • No active bankruptcies or judgments
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Flood Relief Loan

Many of our members in California have suffered losses during the recent floods. Recovery will be a long process as families and businesses manage the aftermath of flooding, displacement, injuries, and loss of life. To help in this time of need, we have created an affordable Flood Relief Loan.

The PFCU Flood Relief Loan offers a 10.99% APR* with a maximum term of 36 months, so you have the time and flexibility to get your life back in order.  


Frequently Asked Questions

Yes, we do offer consolidation loans! With a consolidation loan, you can reduce your monthly payment, total interest paid, or both. Visit our Financial Wellness page for more information.

Loan qualifications differ depending on which loan you are applying for. The best way to find out if you qualify for a loan is to apply!

Your credit score plays a role in whether or not you qualify for a loan. You can check your own credit score for free once annually by visiting www.annualcreditreport.com.

Apply for a loan today!

Applying for a loan is quick and easy at Providence Federal Credit Union. Simply fill out the application, select the loan product you’re interested in and we’ll take care of the rest.

You can check on the status of your application by clicking the “Check Application Status” link at the very top of our website header, which takes you to this link.

Loan approval takes between 24 and 48 hours. 

Always helpful…some of them know me from years ago!

Donna L. | Member SINCE 2008
Donna L.

Need more information?

Connect with a PFCU Member Consultant, by scheduling an appointment, video chat, email, or phone.