Refresh Checking

Refresh Checking

Second chance checking to help you build a new banking history
Open An Account

I’m not a member yet

It’s easy to open a savings account once you become a PFCU member.

Learn About Membership

Refresh Checking Account

Need a financial reboot?

  • Reset your finances with a low monthly fee of $8.95*
  • Minimum opening balance of $25 and maintain $5 in savings
  • Free Online Banking and mobile banking with mobile deposit**
  • Worldwide access to 120,000+ surcharge-free ATMs
  • Free Visa Debit Card 
  • Free Financial Wellness counseling and education
  • Overdraft protection option
  • Free eStatement and Direct Deposit
  • Free Bill Pay

Who’s it for

If you are unable to open a checking account due to past credit or banking history, our Refresh Checking account can help you get back moving in the right direction. Plus, if there are no NSFs or overdrafts for 12 consecutive months, just reach out to us and we would be delighted to switch your account to our Free Plus Interest Checking Account!

How does Refresh Checking work

Refresh Checking works like any other checking account – you can pay bills, get cash, and make deposits anywhere, anytime. Opening this second-chance checking account and signing up for eStatements and direct deposits is a great way to boost your credit and banking history.

How to apply

Simply log in to Online Banking and select Account Information from the tabbed options. Click on “Account Change Form”, complete the form and submit.

Visa Debit Card included

Your free Visa Debit Card comes with valuable benefits.

*The monthly fee is $8.95 and requires direct deposit and estatements.

Compare PFCU Checking Accounts

CompareFree Plus Interest CheckingRefresh CheckinG2
Monthly maintenance fee$0$8.95
Minimum opening balance$0$25
Minimum balance to earn interest1$500n/a
Minimum savings amount$5$5
Free Online Banking and mobile banking
120,000+ surcharge-free ATMs worldwide
Free Visa Debit Card
Free Financial Wellness counseling and education
Overdraft protection

Frequently Asked Questions

I don’t work for Providence any longer but I still stay with PFCU because of your app!

Jennifer R. | Member SINCE 2011
Jennifer R.

Need more information?

Connect with a PFCU Member Consultant, by scheduling an appointment, video chat, email, or phone.

Financial Health Check

Looking for freedom from debt and money worries? You’re in the right neighborhood. We’ll help you create a realistic budget, build achievable goals, and reduce high-interest debt.

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