Visa Classic Credit Card
Enjoy a Low Rate with No Annual Fee
- No annual fee
- 4.99% APR** balance transfer
- $0 balance transfer fee
- $0 cash advance fees
- Verified by Visa® Internet Authentication Service
Additional PFCU Visa benefits
We created a credit card you can count on for dependable member-friendly and other benefits. Some of the extra perks that come with a PFCU credit card:
0% Liability
Fraud Protection
Travel Insurance
Quick Replacement
Contactless!
Used Worldwide
Ditch High-interest Debt
Transfer high-interest credit card balances to our stress-free 4.99% APR** balance transfer rate. It’s not an introductory rate, it’s for the life of your transferred balance!
Transfer a BalanceCompare PFCU VISA Credit Cards
| Compare | Visa Platinum | VISA Classic | VISA New Beginnings |
|---|---|---|---|
| APR** on balance transfers | |||
| APR* fixed rate on Purchases and Cash Advances | |||
| Annual fee | $0 | $0 | $12 |
| No cash advance fees | |||
| Internet Authentication Service (Verified by Visa®) | |||
| Fraud protection – provides 24/7 fraud monitoring | |||
| $500,000 Travel and Accident Insurance | |||
| Emergency Cash and Card Replacement | |||
| Zero Liability† | |||
| Free balance transfers up to your credit limit | |||
| Visa Global Customer Assistance Services (GCAS) | |||
| Contactless Credit Cards |
*APR (ANNUAL PERCENTAGE RATE). As of
**The
Subject to conditions in the Visa Credit Card Agreement.
Frequently Asked Questions
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Need more information?
Connect with a PFCU Member Consultant, by scheduling an appointment, video chat, email, or phone.
Bright Ideas
Having trouble getting a credit card? Apply for our Visa New Beginnings credit card. The card to help you rebuild and reboot.
Financial Health Check
Looking for freedom from debt and money worries? You’re in the right neighborhood. We’ll help you create a realistic budget, build achievable goals, and reduce high-interest debt.
*APR (ANNUAL PERCENTAGE RATE). As of
**The 4.99% APR is a fixed rate and does not apply to future purchases or cash advances. This 4.99% APR rate may not be used to pay existing PFCU loans or PFCU credit card accounts. All 4.99% APR balance transfers will be classified as “purchases” under our Visa Card Agreement. Transfer cannot exceed your PFCU Credit Card available credit limit.
Subject to conditions in the Visa Credit Card Agreement.
