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Student Loans

Student Loans

Get the financial help you need to make higher education happen

Effective Date as of 03/01/2024

In-School (Fixed Rate)

9.10

% APR*

as low as

Apply Now

Parent Loan (Fixed Rate)

7.60

% APR*

as low as

Apply Now

Education Refi (Fixed Rate)

7.60

% APR*

as low as

Apply Now Join PFCU to Apply

Student Loans

We’ve partnered with Colleging to offer in-school undergraduate and graduate loan financing.

Learn More about Colleging

Undergraduate & Graduate Loans

Our in-school loan helps undergraduates and graduates pay the full cost of attendance and living expenses. We offer both fixed and variable rate loans.

  • Repayment term of 12 years
  • Borrow from $1,000 to $125,000
  • Cosigner release after 36 on-time payments
  • Complete your entire application in minutes on your phone, tablet, or laptop or start on one device and finish on another.
Apply for Student Loan Now

Parent Loan

Help with the cost of your college student’s tuition while they focus on their studies.  Our parent loan helps pay the full cost of attendance and living expenses.

  • Repayment terms of 5, 10, and 15 years
  • Borrow from $3,000 up to the cost of attendance as certified by the student’s school
  • .25% discount for automated payment deduction
  • Complete your entire application in minutes on your phone, tablet, or laptop or start on one device and finish on another.
Apply for parent loan Now

Student Loan Refinance

Whether you want to reduce your payment, lower your interest rate or combine all your loans to make life a little simpler, our education refinance loan is an easy solution.

  • Repayment terms of 5, 10, and 15 years
  • Borrow from $5,000 to $125,000
  • .25% discount for automated payment deduction
  • Cosigner release after 36 on-time payments
  • Complete your entire application in minutes on your phone, tablet, or laptop or start on one device and finish on another.
Apply for Student Loan Refi Now

That was the fastest and easiest I have ever gotten a loan, they had, at most, a five minute response time by email, which is unheard of. I am extremely happy with how fast they are.

kristie m. | Member SINCE 2023
kristie m.

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