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Tips for managing
your finances

: ufaq
  • Can I order checks from any company or does it have to be through your vendor?

    You do not need to order through our check vendor. However, we highly recommend taking advantage of our partnership with Harland Clarke! Our vendor provides PFCU members with a variety of affordable check options in many different styles. Check out the check catalog online and contact Member Care at 888-849-5189 to make your first check…

    Read more…: Can I order checks from any company or does it have to be through your vendor?
  • What is an IBAN and is it required for international transfers?

    The International Bank Account Number (IBAN) is an international standard of identifying bank accounts. These numbers are used when making or receiving international payments.  The IBAN varies by country/institution and does not replace your account number. Only the institution servicing an account can provide the correct IBAN of that account and it must be obtained…

    Read more…: What is an IBAN and is it required for international transfers?
  • Why should a UDW member join PFCU?

    We’re excited to partner with UDW, another not-for-profit organization rooted in understanding the needs and wants of care workers. The care industry and community share a lot in common with the spirit of credit unions – people helping people! PFCU and UDW put members first. Both of us lead by example: to ensure our members…

    Read more…: Why should a UDW member join PFCU?
  • How can I check on my application status?

    You can check on the status of your application by clicking the “Check Application Status” link at the very top of our website header, which takes you to this link.

    Read more…: How can I check on my application status?
  • How does a Home Equity Line of Credit (HELOC) work?

    Based on the value of your home’s equity, we will help determine how much you can borrow. During the draw period, you can advance money as you need it. As you pay off the principle, your available balance is restored, allowing you to use it again. Unlike a fixed-rate loan, you only pay on the…

    Read more…: How does a Home Equity Line of Credit (HELOC) work?
  • What is a Fixed Home Equity Loan?

    A Fixed Home Equity Loan provides you with a fixed amount of money. You repay the loan with equal monthly payments for a fixed period of time—similar to a mortgage payment. Visit our Home Equity Loans page for more information. 

    Read more…: What is a Fixed Home Equity Loan?

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