Life is full of surprises and sometimes that means getting an unexpected large expense. Providence Federal Credit Union is here to help. Our feel-so-good personal loans* offer peace of mind and can also lend a hand when you’re ready for some much-needed beach therapy or a pair of new shoes.
Providence Federal Credit Union is here to help and service our members through this difficult time. We are offering a zero-percentage interest rate loan to help offset lost income or pay for other expenses such as medical and childcare.
Hardship Personal Loan*
- Borrow up to $4,000**
- 0% for 12 months & 3.99% after
- Terms up to 36 months
- Direct deposit and payroll deduction Payments to fit your unique pay schedule
- First payment due 90 days after booking
Personal Loan
- Borrow up to $20,000
- Terms up to 60 months
- Direct Deposit and Payroll Deduction Payments to fit your unique pay schedule
- Low fixed rate allows for consistent payment
Personal Line of Credit
- Borrow up to $15,000 with a low fixed rate
- Tap into your line of credit up to the credit limit
- Interest is only charged on the funds you use
- Direct Deposit and Payroll Deduction Payments to fit your unique pay schedule
- The maximum unsecured limit - $30,000 limit for all combined unsecured loans limits (including VISA)
Share Secured
- Borrow against the funds in your Credit Union Regular Share Savings
- Low fixed rate
- No penalties for early repayment
- Savings remain intact and earn dividends
Payday Relief
- When you need a small, short-term loan quick
- Borrow from $200 - $1,000
- Application fee is $20
- Repay terms up to six months
- Low fixed rates compared to those other high rate, quick cash lenders
*You must be a member of Providence FCU to receive a loan. Loans are subject to credit approval. Rates are determined by an evaluation of applicant’s credit and may vary. Other restrictions may apply. Contact Credit Union for details.**Hardship Loan Amount is 2x net monthly income or direct deposit with a maximum loan amount of $4,000.00.
