Personal Loans

Personal Loans - We're here to help.

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“Everyone there was great. I wanted to open an account and also talk about an auto loan. It was fast, smooth and easy. The loan person gave me great advice, which I am very thankful for. Something I would never have thought about.”
– Mary C.

Life is full of surprises and sometimes that means getting an unexpected large expense. Providence Federal Credit Union is here to help. Our feel-so-good personal loans* offer peace of mind and can also lend a hand when you’re ready for some much-needed beach therapy or a pair of new shoes.

Personal Loan

  • Borrow up to $20,000
  • Terms up to 60 months
  • Direct Deposit and Payroll Deduction Payments to fit your unique pay schedule
  • Low fixed rate allows for consistent payment 

Personal Line of Credit

  • Borrow up to $15,000 with a low fixed rate
  • Tap into your line of credit up to the credit limit
  • Interest is only charged on the funds you use
  • Direct Deposit and Payroll Deduction Payments to fit your unique pay schedule
  • The maximum unsecured limit - $30,000 limit for all combined unsecured loans limits (including VISA)

Share Secured

  • Borrow against the funds in your Credit Union Regular Share Savings
  • Low fixed rate
  • No penalties for early repayment
  • Savings remain intact and earn dividends

Payday Relief

  • When you need a small, short-term loan quick
  • Borrow from $200 - $1,000
  • Application fee is $20
  • Repay terms up to six months
  • Low fixed rates compared to those other high rate, quick cash lenders

*You must be a member of Providence FCU to receive a loan. Loans are subject to credit approval. Rates are determined by an evaluation of applicant’s credit and may vary. Other restrictions may apply. Contact Credit Union for details.

Bicycle Loans

It's the Pacific NW, of course you need a bike. We know bikes can be expensive, so we're now offering Bicycle Loans for up to $7,500.