Free Plus Interest Checking
Free checking and no minimum balance so you keep more of what you earn
If your checking account is at a big bank, chances are you're paying big fees or getting little in return for the huge minimum balance you're required to maintain. But, if you're using a Free Checking account from PFCU, things are more than a little different. No hidden fees. No nasty surprises.
Every Account Includes:
- No minimum balance and no monthly maintenance fees
- Access your account via Online Banking and mobile banking
- Earn monthly dividends with minimum of $500 balance*
- Pay bills with free Bill Pay
- FREE Visa Debit Card (tap, insert, or swipe)
- FREE direct deposit -- grow your savings automatically
- FREE use of over 90,000 surcharge-free ATMs worldwide
- FREE VideMe app*** (chat face-to-face using a smart phone)
- FREE eStatements - go paperless (enroll within Online Banking)
Free Checking That Pays
- Earn dividends on your account with a minimum of $500 balance
- Access your cash for free at 90,000+ ATMs
- Regardless of how much you keep in your account, your PFCU checking account is FREE!
Refresh Checking**
Need a financial reboot?
Reset your finances with a low monthly fee of $8.95. Pay bills, get cash, and make deposits anywhere, anytime.
Every Account Includes:
- Minimum opening balance of $25 and maintain $5 in savings
- Access your account via Online Banking and mobile banking
- Free Debit Card and access to over 90,000 surcharge-free ATMs worldwide
- Pay bills with free Bill Pay
- Free Online Banking and mobile banking with remote check deposit
- FREE Visa Debit Card (tap, insert, or swipe)
- FREE direct deposit -- grow your savings automatically
- FREE Financial Wellness counseling and education
- FREE VideMe app*** (chat face-to-face using a smart phone)
Requirements:
Sign up for FREE eStatements and FREE direct deposits
I'M NOT A MEMBER YET. SIGN ME UP!
It's easy to open a Checking Account once you become a PFCU member.
I'M ALREADY A PFCU MEMBER.
Follow these 3 easy steps to open your Checking account:
Step 1: Login in Online Banking
Step 2: Select the "Account Information" Tab
Step 3: Click on "Open a New Checking Account"
Reorder Checks
You can reorder a box of checks if you are simply reordering with no changes, by clicking here. To order new checks or reorder with changes just give us a call at (503) 215-6090 or (888) 849-5189. Our routing number is: 323075945.
Providence FCU doesn’t warrant, guarantee or insure any products or services offered by participating merchants. The Credit Union is federally insured by the National Credit Union Administration. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5.00. Must be at least 18 years to open a checking account.
*A $500.00 average daily balance is required to earn monthly dividends. Click here for current Savings Rates.
**This is a second chance checking account. The monthly fee is $8.95 and requires direct deposit and eStatements. If there are no NSFs or Overdraft for 12 consecutive months since account opening, please contact the Credit Unon to switch the account to the Free Plus Interest Checking Account. Congrats!
***Our Mobile Banking app is free, but standard rates and fees may apply from your wireless carrier. App store is a service mark of Apple Inc. Android is a trademark of Google Inc. Standard wireless carrier data rates and fees may apply; check with your carrier for more information.
