Agreements, disclosures, and forms are not the most interesting pages to read, but they are important. We recommend you download and retain some of these documents for your records. 

MEMBERSHIP & ACCOUNT AGREEMENT

• Membership & Account Agreement (May 2, 2022)
• Membership & Account Agreement General CHANGES (Effective May 2, 2022)
• Membership & Account Agreement California Members CHANGES (Effective May 2, 2022)

PRIVACY POLICY

• Privacy Policy - General Membership
• Privacy Policy - California Members
• Privacy Policies - General + California

RATES & FEE SCHEDULE

• Deposit Rates & Fees Schedule 
• Loan Rates Schedule
• Notice of Change in Fee Schedule (Effective May 2, 2022)

FORMS

• Direct Deposit & ACH Form
• Account Change Form
• Account Closure Form
• Credit Card Balance Transfer Form
• Skip-A-Payment Coupon Form

VISA AGREEMENTS & DISCLOSURES

• Visa Credit Card Agreement
• Visa Credit Card Disclosure
• Visa Debit Card Disclosure

WIRE TRANSFER REQUESTS

• Incoming Wire Instructions
• Domestic Wire Transfer Request
• International Wire Transfer Request

APPLICATIONS

• Membership Application (English version)
  
• Membership Application (Spanish version COMING SOON)
• Debit Card Application

OTHERS

• Online Banking Agreement
• NCUA Insurance
• Home Equity Line of Credit Disclosure

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