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How does Samsung Pay work?

Samsung Pay uses two technologies that allow the solution to work almost anywhere: 

  1. Near-field communication (NFC) technology allows your phone to connect with contactless terminals for tap-to-pay transactions
  2. Magnetic secure transmission (MST) can be used with older terminals at which you would typically have to swipe a card. Your phone equipped with Samsung Pay emits a magnetic signal to simulate the magnetic strip found on the back of a credit or debit card when you hold the phone against one of these readers.

Your actual Providence Federal Credit Union card number is never used in Samsung Pay transactions making this solution more secure than a regular plastic card transaction.

Visit our Mobile Wallet page for more information.