UDW Members

Welcome UDW Members

UDW has partnered with Providence Federal Credit Union (PFCU) to bring you your very own credit union!

Who can join PFCU?

UDW members, staff, and retiree members. Plus family members of the account holder are welcome to join.

Join Today!

Want to reactivate your UDW membership or become a UDW member? Contact UDW now.

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Made for you and your family

Since 1962, we’ve been helping care workers like you, your families, and your partners. We go beyond 120,000 surcharge-free ATMs, low-interest rate loans, and free checking and savings accounts to offer free personal counseling on your finances.

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UDW Live Event

Friday, April 7 @ 11:00 AM (PST) on Facebook

Join PFCU’s Business Development Officer, Katie Johnson, as she speaks live with members and answers questions about our savings products, like our current Certificate of Deposit promotion, and our popular kids accounts.

Tune-in live to ask questions, or just sit back and listen to all the great advice!


Can’t make the event live? No problem! A recording will be available to watch on UDW’s Facebook Events page.

Your Union’s Credit Union

We combine all the traditional friendliness of a credit union with the modern banking services care workers need.

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Checking Accounts for Wherever You Are

Free Plus Interest and Refresh checking accounts.
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Care Worker Loans and Flood Relief Loans

Financial Counseling

Personalized Financial Wellness

Financial counseling and review tools to help you achieve financial independence.

Over 120,000 Surcharge-free ATMs

Fee-free ATM locations everywhere, worldwide!
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A Full Array of Digital Tools

Local, wherever you are. Manage your funds on the move.
Direct Deposit

Convenience & Safety With Direct Deposit

Skip the lines. Put your recurring payments on autopilot. 

Spring has sprung… 

And so has an easy, safe, and secure way to boost your savings with as little as $1,000!

A Certificate of Deposit savings account, known as a CD, earns a higher interest rate than many traditional savings accounts. But the money must remain untouched in the CD account for a set amount of time or term while it earns that guaranteed rate of interest. 

Check out our short video explaining how certificates of deposit work:

English Version:

Video with Spanish Captions:

learn more

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It Starts With $5

$5 is all it takes to open a savings account. Then, just like a big bank, you can easily access your account anywhere, anytime: in-person, face-to-face via mobile, and online chat. But, unlike a bank, you’re not just another account number. We are here to help, listen, and do our best to say “yes”.

“Thanks to Diana and Alberta for helping me with my loan. It was easy for me to understand everything with you guys. God bless you.”

L. P. R. Arteaga

“Even online the sign-up process was very easy. Document signing went smoothly. I would recommend this Credit Union to everyone.”

L. Francis

“Great member service. Things are done in a reasonable amount of time. PFCU really makes you feel like family.”

N. Jones

I am looking forward to meeting all of you at UDW and helping you find the best financial solutions to fit your lifestyle! I recently moved to San Diego, CA from Phoenix, AZ, and I can’t wait to connect with the local community culture. I have to say my hero is my mom! She has taught me so much and to always follow my dreams. And here I am!
Katie Johnson, Business Development OfficerSan Diego branch | 858.775.4878 | katiej@providencecu.org

Frequently Asked Questions

I look forward to helping you here in San Diego with your financial needs. Feel free to ask me any questions about our products! One quote I live by is “Life can be very easy when love is your way of life”. It made me realize that no matter your situation, you should always choose to do things with love and compassion.
Maria Ceapa, Assistant Operations ManagerSan Diego branch | 619.814.3307 | mceapa@providencecu.org

Need more information?

Connect with a PFCU Member Consultant, by scheduling an appointment, video chat, email, or phone.

Financial Health Check

Looking for freedom from debt and money worries? You’re in the right neighborhood. We’ll help you create a realistic budget, build achievable goals, and reduce high-interest debt.

Learn More

Providence FCU doesn’t warrant, guarantee or insure any products or services offered by participating merchants. The Credit Union is federally insured by the National Credit Union Administration. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5.00. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license and other identifying documents.