Home Loans
Made Easy

Financial Peace of Mind

We take pride in processing your loans quickly and look forward to being your lending partner and providing you with financial peace of mind.

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Should I refinance?

Compute how much it will cost to refinance at a lower interest rate and how much savings there will be.

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New Homebuyer Home Loans from 4.25% APR ®

Residential Loans

Whoever said, “You shouldn't lend friends money,” never met us.


Whether you are in the market for a new home or looking to refinance your current home, we have more handy tools and information you need to start the process and help you make the right decision. We understand that not all members’ needs are the same, so we have different products to help fit your needs perfectly.

  • We offer 30-year fixed mortgages, FHA loans, and other types of mortgages
  • Processing your loan is quick and easy
  • Professional and personal service
  • Low fees & rates

Contact Molly Bishop in our Loan Department at (503) ) 513-8759, email her at mbishop@providencecu.org or click here for more information and/or to apply for a mortgage loan. So, let us help you roll out that home-sweet-home “Welcome” mat today.

Home Equity Lines of Credit

  • Open-end variable rate
  • Borrow, repay and borrow again anytime without reapplying
  • Direct Deposit and Payroll Deduction Payments to fit your unique pay schedule.
  • Access this revolving line of credit (up to 85% of your equity) anytime you need it. (Minimum initial withdraw of $5,000 is required and a minimum of $500 on any additional advances).

Home Equity Loan

Apply for a specific one time amount and payments won't change for the life of the loan. Features include:

  • Low fixed rates up to 15 year amortization period
  • Direct Deposit or Payroll Deduction Payments to fit your unique pay schedule
  • Borrow up to 85% of the appraisal value of your home (up to a maximum of $300,000.00)

Apply Now

Why Wait?

To apply for a mortgage loan, click here for our fast and easy online mortgage loan application.

For all other loans including auto loans, consumer loans, Visa Credit Cards, click here for our simple online loan application.

For 50 years, Providence Federal Credit Union has helped members just like you secure funds when needed. We offer a wide range of low-rate consumer loans to meet all your borrowing needs.