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Exclusive Offer for LifeBalance Providence Employees

Join PFCU and get paid up to two days sooner!

Get paid up to two days early* when your paycheck is automatically deposited into a PFCU Checking account! And because we are celebrating 60 years this year, you’ll receive a $60 Amazon e-gift card1 when you set up a new direct deposit with us!

Get paid sooner when you sign up for direct deposit.

Sooner is better. If you don’t have direct deposit, and want to get your funds sooner, then simply set up direct deposit for your PFCU Checking account and start getting your money early. When we receive your direct deposit information from your employer or government agency, we make your funds available to you, up to two days early!

Joining & Signing Up for Direct Deposit is easy as 1-2-3

1. Join PFCU by clicking the button below.**

2. Open a PFCU checking account with eStatements.

3. Sign up for direct deposit online through Genesis to deposit your paycheck to your new PFCU checking account. Enter your new 14-digit account number and our Routing Number: 323075945.

Hurry! This special offer ends July 31, 2023!

Join Now

Frequently Asked Questions

You will need to follow up with your employer or payer to see when they have completed setting up your direct deposit. Once we receive your information from them, you’ll automatically be set up with Early Direct Deposit.

Your direct deposit must be set up as a recurring payment to be eligible for Early Direct Deposit. Salaries, Social Security benefits, pensions, military payments, VA benefits, and many other direct deposits qualify and are all included.

No, there is no fee. Early Direct Deposit is free for all members as a benefit of having a checking or savings account with us. 


Setting up direct deposit is easy! Speak to your HR department about setting up direct deposit. If you are a Providence employee, refer to this link for help setting up direct deposit in Genesis.

Once your direct deposit is set up, you’ll be automatically enrolled in Early Direct Deposit.

Not a thing! You are automatically enrolled. Just relax and enjoy early access to your funds. 


It’s important to note that we can only guarantee early deposits if your employer or payer provides payment details. Remember that this service depends entirely on receiving your direct deposit information early. If your deposit doesn’t arrive early, you can expect funds to be available on your scheduled payday. 


Early Direct Deposit is a free service that comes with your PFCU checking and savings accounts, in which we credit your eligible direct deposit transaction up to two business days early. There’s no enrolling or activating! If we receive your direct deposit information from your employer or payer early, we will deposit your funds into your account. If your deposit doesn’t arrive early, expect it to arrive on your scheduled payday.


Employers or payers may submit their direct deposit information at different times each pay period. Sometimes they may submit it one day early, and other times two days before. We don’t have control over the timing, unfortunately. However, you can sign up for alerts to be notified when you receive your direct deposit early.

To sign up for eAlerts, log into your Online Banking and select Settings in your profile, then Security and click Manage Alerts.

If you change jobs, you’ll need to set up direct deposit through your new employer.

Need more information?

Contact us by phone at (888) 849-5189 or Contact us here.

*You may receive a direct deposit up to two (2) days early with Early Direct Deposit or depending on when your employer/payer provides us the information, and if 1) you have a checking or savings account with us, and 2) a recurring qualifying direct deposit. It is at our discretion to identify which recurring direct deposits are eligible for Early Direct Deposit. We cannot guarantee that you will receive the Early Direct Deposit service due to unanticipated circumstances. Early Direct Deposit is automatic and it’s a free service.

**The Credit Union is federally insured by NCUA (National Credit Union Administration). Membership is required before utilizing any of our products and/or services. To join, simply open a Savings Account with just $5 to become a member.

1To receive the $60 Amazon e-gift card, 1) open a PFCU checking account, 2) Sign up with direct deposit (and deposit entire paycheck into your account), and 3) enroll in free estatement. The first payroll direct deposit must be made during the promotion period of 6/10/2023 – 07/31/2023 and be in good standing. Your e-gift card will be emailed to you within 4 to 6 weeks after your account is funded with the first initial direct deposit into your account. Other restrictions may apply. This promotion is in no way associated or sponsored by If you’re joining online, be sure to select “LifeBalance” on “How Did You Hear About Us”.