If you could trap a tricky little leprechaun, what would he tell you? Perhaps that the only pot of gold is the one we create for ourselves by saving, investing wisely, and having a plan for being debt-free.

You can build your own “pot of gold” that will make your future bright and give you a wonderful feeling of security. 

Save Your Own Pot Of Gold

Saving doesn’t mean going without and it also doesn’t mean having to put in large amounts at once. It’s doing what you can with what you’ve have. And doing it regularly. 

Opening a Money Market or Certificate of Deposits (CD) account and depositing an amount into these accounts automatically is the easiest way to save and earn compound dividends on your hard-earned cash. You’ll be surprised how quickly the little pot of gold fills up. 

New to Certificates?

What if you could earn interest on your money at a fixed rate if you promised not to touch it for a period of months or years? That’s the basic idea behind a Certificate of Deposit (CD) account. 

It’s a good option if you have some extra cash and you want to earn interest at a higher interest rate than many traditional savings accounts.

New to Money Markets?

A Money Market account also gives you higher returns than a traditional savings account but, unlike the CD account, you can access your money on a limited basis.

It’s a good option if you want a readily available emergency fund or a savings account for regular expenses like taxes, tuition, or insurance.

A Very Special Offer

PFCU is proud to offer you a chance to put more green in your pockets this spring. Just open one of our Anniversary CD specials and you could earn up to 4.22% APY*. 

Be sure to catch this high-interest savings rate while you can. It expires on March 31, 2023. 

Create Your Own Luck

Some folks depend on “lady luck” to balance their personal budget and plan for the future. Instead of counting on a lucky streak, create your own. 

Working towards a balanced budget lets you save and spend according to your priorities and what’s important to you. Our financial counselors at GreenPath will help you create a realistic budget, build achievable goals, and reduce high-interest debt. By planning with GreenPath, you can be your own lucky charm in the future.

*Anniversary Certificate of Deposit (CD) Special: APY (ANNUAL PERCENTAGE YIELD). Rates are effective as of February 2, 2023. These promotional certificates have a 10-month and 16-month terms with $10,000 minimum deposit. “New Money” means funds that have not been on deposit with PFCU before the day of account opening. The 10- and 16-month term certificates each have maximum deposit amount of $250,000. Promotional 10-month certificate will mature into a 6-month certificate at then-current rate and 16-month certificate will mature into a 12-month certificate, at then-current rate. Penalties may apply for early withdrawal. Fees could reduce earnings on these accounts. Special Anniversary CD offer ends March 31, 2023