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Balance Transfer Program

PFCU Balance Transfer

Transfer your high-interest credit card debt to our stress-free low rate.

Need some breathing room? Free yourself from high-interest rate credit cards with our low-rate Visa Credit Cards, then take advantage of our stress-free low-rate Balance Transfer Program!

With our Visa Platinum and Classic credit cards, you’ll also enjoy:

  • Low rates
  • No transfer fee
  • No annual fee

Ring in the changes

Holiday debt overstaying its welcome? Kiss high-interest debt goodbye by transferring your other high-rate credit cards to your PFCU Visa credit card. Start the new year off right with a 4.99% APR* for the life of the balance (not an introductory rate). Click the “Transfer a Balance” button to complete the online Balance Transfer form today.

Transfer a Balance

*APR (ANNUAL PERCENTAGE RATE). The 4.99% APR is a fixed rate and does not apply to future purchases or cash advances. This 4.99% APR rate may not be used to pay existing PFCU loans or credit card debt. All 4.99% APR balance transfers will be classified as “purchases” under our Visa Card Agreement. As of January 1, 2023, the rates for new purchases and cash advances are 9.99% APR for Visa Platinum and 12.99% to 18.00% APR for Visa Classic. All loans subject to credit approval. Transfer cannot exceed your PFCU Credit Card available credit limit. Balance transfers from existing PFCU Credit Card accounts are ineligible for this offer. Rates are subject to change without notice, and vary based on type of card and creditworthiness