Recognizing and avoiding scams this tax season

During this tax season, scammers are employing a variety of strategies to trick individuals. These strategies may include using fake links, pretending to be government officials, and masquerading as the IRS. Here are some essential tips to safeguard yourself against falling victim to these scams.

What to look out for:

• Threatening messages or demands
• Misspelled website links
• Influencer advice on social media

Common Tax Scams:

• False charities
• Email & text message impersonators
• Unclaimed tax refund

Learn more by reading our "Recognizing & Avoid Tax Scams" blog and safeguard your finances and personal information this tax season.

Looking for a Lower Auto Loan Rate?

Refinance with PCU, and we'll take care of the DMV Title fee, ensuring your refinance is entirely cost-free.

Enjoy potential savings by lowering your current loan payment with a PCU auto loan today.

• Low Auto Loan Rates - We stay competitive, you stay on budget.
• Flexible Terms - Terms tailored to your needs.
• Fast, Local Service - Quick approvals and expert guidance at your fingertips.

Contact us today for a free consultation.

We can walk you through which rate and term is best for you!

Membership eligibility required. All loans subject to credit approval. Actual Annual Percentage Rate is based on creditworthiness and will vary based on the Prime Lending Rate. Rates, terms, and conditions are subject to change. APR=Annual Percentage Rate. All vehicle models 4 years old and newer are considered new autos. All vehicle models 5 years old or older are considered used autos. Maximum mileage is 100,000. Vehicles with more than 100,000 miles or older than 8 model years add 1.00% to rate.

Manage your debit card, your way. Anytime. Anywhere.

An upgraded debit card‑control experience is on its way, designed to make it easier than ever to protect your card, manage alerts, and take action instantly. More control, less hassle, coming soon! 

2026 college scholarship applications are now open!

We are pleased to continue our tradition of awarding $5,000 to a deserving high school graduate who has showcased their determinations, academic achievement, and involvement in their communities. If you have a family member who is a graduating senior and could use some help with college expenses, encourage them to apply! 

Deadline to apply: July 31, 2026

Should you pay off your mortgage early? Join our webinar to learn more!

Join us April 9 at 12pm PST for a Zoom call as we discuss six important factors to consider before paying your mortgage off early. Q and A will be available, but please feel free to contact us directly for a personalized analysis.

Should You Pay off Your Mortgage Early Webinar

Thursday, April 9, 2026 | 12:00p.m. PST

Sponsored by CCCU Wealth Management:

Building wealth requires careful planning. In today’s inflationary environment, it is more crucial than ever to develop an investment plan around your goals. CCCU Wealth Management can help you do exactly that. Whether you want to build wealth, save for retirement, or simply protect your family when the unexpected happens, we’ll be here to guide you.

Reach out today!

Call 503.925.5511 to set up a free consultation.

Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/SIPC). 

Insurance products are offered through LPL or its licensed affiliates. Investment advice offered through CCCU Wealth Management Inc, a registered investment advisor and separate entity from LPL Financial. Consolidated Community Credit Union and CCCU Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using CCCU Wealth Management, and may also be employees of Consolidated Community Credit Union.  These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Consolidated Community Credit Union or CCCU Wealth Management.  Securities and insurance offered through LPL or its affiliates are: 

Unlock Financial Freedom with

a Home Equity Line of Credit

Plus, enjoy 3.99% APR* for the first 12 Months of a new HELOC (and we'll cover the set-up fees!**)

Benefits of a HELOC

• Lower interest rates
• Set-up fees waived^**
• Draw periods up to 15 years
• Local underwriting
• Flexible repayment terms
• Quick and easy access to funds in Online Banking

How to use a HELOC

• Education and tuition expenses
• Home improvement projects
• Credit card consolidation
• Dream wedding
• Debt consolidation
• Anything you can imagine

Members love our HELOC options because we offer flexibility and savings they couldn't get from other lenders. We also make switching HELOC providers quick and easy. Just fill out our online application or contact us.

*APR (ANNUAL PERCENTAGE RATE). The 3.99% APR is a promotional rate available up to 12 months from the
date the account is funded. All loans are subject to credit approval. New advances only. Not valid on existing
CCCU or PCU HELOC balances. Rate will revert to standard HELOC rate after promotional period and then adjust based on your current interest rate structure once every quarter, 5 or 15 years based on Prime, currently 6.75%, with a maximum rate of 18% as of 12/11/2025 and are subject to change.

**Closing costs (set-up fees), including title and document searches are covered up to $500. Any closing costs
beyond $500 are the responsibility of the borrower. Member is responsible for appraisal cost if desktop appraisal
does not achieve desired limit for the borrower. If line is closed within 3 years of the open date, borrower will
reimburse the credit union for the closing costs.

These are limited time offers that may end at any time. Offers are valid on primary residences only. Homeowners insurance is required for every line of credit. See credit union for further details.

Upcoming holiday closures:

Memorial Day (Monday, May 25)

Juneteenth (Friday, June 19)

Independence Day (Saturday, July 4)

Labor Day (Monday, September 7)

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