Credit Card Balance Transfer


Helping you save in the New Year

Transfer your high interest rate credit card balances to our stress-free 4.99% APR* balance transfer rate. It's not an introductory rate, it's for the life of your balance transferred.

 Plus, enjoy:

  • $0 transfer fees
  • $0 cash advance fees
  • $0 transaction fees

We're here to help you breathe a little easier this year.   

Balance Transfer

If you would like to take advantage of our balance transfer program, but don't have a Platinum or Classic Visa credit card with us, simply apply for one! It's easy!

*APR (ANNUAL PERCENTAGE RATE). The 4.99% APR is a fixed rate and does not apply to future purchases or cash advances. This 4.99% APR rate may not be used to pay existing PFCU loans or credit card debt. All 4.99% APR balance transfers will be classified as “purchases” under our Visa Card Agreement. As of January 1, 2022, the rates for new purchases and cash advances is 8.75% APR for Visa Platinum and 8.75% to 18.00% APR for Visa Classic. All loans subject to credit approval. Transfer cannot exceed your PFCU Credit Card available credit limit. Balance transfers from existing PFCU Credit Card accounts are ineligible for this offer. Rates are subject to change without notice and vary based on type of card and creditworthiness.