Auto Loans


Having Providence Federal Credit Union by your side, buying new wheels, motorcycle, a boat or RV can be blissful. As a member, you’re part owner and one of the perks is lower auto loan rates than at a bank. Plus, there are no annual fees for any of our loans. It’s time to say “yes” to adventure and let that wind blow through your hair.

“I’ve been telling all my coworkers how easy it was to buy my car through the credit union. Auto Mentors is also a great service. I totaled my car, and I was so stressed. I was glad not to have to stress about the new car!” – Laurali H.

Get Pre-Approved

Before shopping for your next vehicle, stop by a PFCU location or apply online to get pre-approved for a vehicle loan. Pre-approvals are good for 30 days, so you can take the time and search for the right vehicle. To get your pre-approval, apply online, stop by a branch or give us a call at 503.215.6090.


We Can Help You Find A Car

Not sure about the car you want or don't have the time, we can help with that too. We've partnered with some of the best car buying services around. You can shop, research, compare prices and browse from a large selection of new and used vehicles.

If you are in the market for a new or used vehicle or looking to refinance your current one, Providence Federal Credit Union has low-rate options available. If you would like, we can take the hassle out of your car buying experience with Auto Mentors. This is a free service that provides numerous research tools and competitive pricing from preferred local dealers. Our team of experts can also do the shopping for you and give you options to choose from! View Rates

Visit the AutoLink website for more information.

Learn more about protecting your loan. 

Check out our options below to help you decide.



Auto Buying Service - Auto Mentors

Auto Mentors, our auto locator service, can help ease the stress and hassle of buying a vehicle. From the initial consultation to the vehicle delivery, you’ll be thrilled with the service. Plus, they can help you save hundreds or even thousands of dollars. They even take trade-ins! 

For more information, please contact Steve Uchida, Auto Mentors Personal Auto Shopper, at (503) 830-2280, or visit for more information.

Enterprise Car Sales


If you’re looking for a quality used vehicle, Enterprise Car Sales is a great option to explore. They offer more than 250 makes and models, all marked with their low, no-haggle pricing and have passed a rigorous inspection by an ASE-Certified technician. 

Used vehicles were previously part of the Enterprise rental fleet and/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use.

Photo for illustration only. The “e” logo, Enterprise & “Enterprise makes it easy.” are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. © 2019 Enterprise Car Sales.

*You must be a member of Providence FCU to receive a loan. Loans are subject to credit approval. Rates are determined by an evaluation of applicant’s credit and may vary. Other restrictions may apply. Contact Credit Union for details. Payments on 60-month fixed rate loan at 3.04% Annual Percentage Rate would be $17.99/month per $1,000 borrower. Your rate is based on your credit history and may be higher. Rates and terms are subject to change. Estimated monthly payment example = $17.99 per $1,000 borrowed (payment example is based on 3.04% the lowest possible rate for a 60-month term with automatic payments). Rates subject to changes without notice. 

***For additional details on large RV loan rates, terms and qualifying model years, please view the Loan Rate Sheet.

****Interest begins accuring upon disbursal of loan. Deferred payment available upon credit approval. Some restrictions apply.

ᵻ Interest begins accruing upon disbursal of loan. Deferred payment available upon credit approval.