Auto Loans

Auto Program: Better rates. Better tools. Better prices.


At Providence FCU, we’re not a bank: we’re a not-for-profit credit union. As a member, you can plan on paying less for your next car. A lot less, in fact. We offer discounted rates, no hidden fees, and free tools to help you shop smarter.*

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The ride of your dreams. At the rate of your dreams.

Free Checking and Savings Accounts

We offer lower rates than you’ll find at most any bank. How much lower? While exact rates depend on your creditworthiness, expect to save a few percent on the national average. And over the life of a loan, that adds up to a serious deal.

See Your Rate

Help Finding the Right Vehicle

There’s more to finding the right car than getting a low rate. We partner with some of the most trusted car buying services around to help you choose wisely. Research, compare and browse a large selection of new and used vehicles:

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Free Checking and Savings Accounts

Get pre-approved before you start your search helps you know exactly how much car you can afford. Preapprovals are good for up to 30 days, so you can shop around all you like. To get preapproved, apply online in minutes.

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*You must be a member of Providence FCU to receive a loan. Loans are subject to credit approval. Rates are determined by an evaluation of applicant’s credit and may vary. Other restrictions may apply. Contact Credit Union for details.