Auto Loans

Auto Loans - Nice set of Wheels


That new car feeling…there’s nothing like it. With Providence Federal Credit Union by your side, buying new wheels, a boat or RV can be blissful. As a member, you’re part owner and one of the perks is lower auto loan rates than at a bank. Plus, there are no annual fees for any of our loans. It’s time to say “yes” to adventure and let that wind blow through your hair. 

Auto & Motorcycle Loans (New OR Used)* 

  • Financing up to 125% of the loans
  • Terms up to 84 months for new**
  • Terms up to 72 months for used
  • Competitive fixed rate loans
  • No loan application fee
  • Low-cost payment protection plans available
  • We offer Guaranteed Asst. Protection Plus (GAP Plus and Auto Deductible Reimbursement)

Boat, RV And Other Recreational Vehicle Loans***

  • Competitive rates 
  • Flexible terms (up to 144 months)****
  • No loan application fee
  • Quick loan decision

Auto Buying Service - Auto Mentors

Auto Mentors, our auto locator service, can help ease the stress and hassle of buying a vehicle. From the initial consultation to the vehicle delivery, you’ll be thrilled with the service. Plus, they can help you save hundreds or even thousands of dollars. They even take trade-ins! 

For more information, please contact Roy Klein, Auto Mentors Personal Auto Shopper, at (503) 313-0502, or visit for more information.

Enterprise Car Sales

If you’re looking for a quality used vehicle, Enterprise Car Sales is a great option to explore. They offer more than 250 makes and models, all marked with their low, no-haggle pricing and have passed a rigorous inspection by an ASE-Certified technician.

NADA Value Guide

We've partnered with so you have access to the most respected and accurate vehicle pricing available on the market today.

From new and used cars (even classic cars) to RVs, and boats to motorcycles you can access NADA values 24/7, to get the most current pricing, whether you’re buying, selling or just shopping.

*You must be a member of Providence FCU to receive a loan. Loans are subject to credit approval. Rates are determined by an evaluation of applicant’s credit and may vary. Other restrictions may apply. Contact Credit Union for details.

**2.24% Annual Percentage Rate is the lowest available rate, reflects all possible discounts, and is accurate as of 11/1/17. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change. Estimated monthly payment example = $17.74 per $1000 borrowed (payment examples is based on 2.49% and a term of 60 months. 

***For additional details on large RV loan rates, terms and qualifying model years, please view the Loan Rate Sheet.

****Maximum motorcycle loan repayment period is 12 months per $1,000 borrowed (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed). 72 month repayment period available only on model years 2010 or newer.