Apply for a Loan

Applying for a loan is quick and easy at Providence Federal Credit Union. Simply select the loan product you're interested in and we'll take care of the rest.

Home Loans

Whether you're in the market for a new home or looking to refinance, we have the perfect mortgage loan to fit your needs. We're here to help you make the right descision.

Auto Loans

That new car feeling…there’s nothing like it. With Providence Federal Credit Union by your side, buying new wheels, a boat or RV can be blissful. 

Visa Credit Cards

If your credit card company has increased your rates, bumped up your minimum payments or hiked up their late fees, then check out our Visa Programs. You'll find low rates, low or absolutely no fees and easy access to your money. 

Personal Loans

Life is full of surprises and sometimes that means getting an unexpected large expense. Providence Federal Credit Union is here to help. Our feel-so-good personal loans offer peace of mind and can also lend a hand when you’re ready for some much-needed beach therapy or a pair of new shoes.

Student Loans

We'll guide you to borrow responsibly and make a money smart choice about refinancing. Because at Providence Federal Credit Union, we care about your financial health.

Loan Calculators

Our Simple Loan Calculators make it easy to get rate and payment information in seconds.


The Credit Union offers various fixed and variable rate loans. All rates are determined by the Board of Directors and are subject to change at any time without notice. All loans subject to credit approval. Rate and APR are based on creditworthiness. Some restrictions apply.


Different life stages mean different responsibilities. As those commitments build, grow and change, make sure to evaluate the insurance coverage you need to protect them. Some aspects of insurance can be complex, but you don’t have to be an expert. That’s why we’re here to help you with sound information and the tools you need to make the right decisions.