Caregiver Loans

Caregiver Loans

Fast, easy loans for caregivers because not all heroes wear capes
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Effective Date as of

Caregiver Loan for Providence Employees

A fair, affordable loan to fix your needs today and plan for your needs tomorrow

  • Borrow up to $2,000
  • Pay the loan back in 3 to 12 months
  • Build up savings while paying off your loan
  • Financial counseling is provided free of charge

Who’s it for

We understand the pressures that healthcare workers can face. Our Caregiver Loan is about making sure that our Providence St. Joseph Health staff get the help they need and save money at the same time. When you’re a caregiver, it’s good to know there’s somewhere you can turn in a financial emergency for an affordable loan.

How does the Caregiver Loan work

The rate on the Caregiver Loan is APR* for terms of 90 days to one year. If you’ve set up an automatic payment and free e-statements, and speak to a free GreenPath financial counselor, we’ll reduce the interest rate of your loan from APR* to APR*. Our goal at PFCU is to help all of our members to attain financial freedom and thrive throughout life. You can use our online calculators to estimate your loan needs, how much you can save, and how much you can pay back each pay period. It also estimates how much you will have in savings when your loan is paid off.


  • Get funds quickly for emergency expenses
  • Start building positive credit
  • Create savings for your future

To qualify for this loan, you will need:

  • Current Providence St. Joseph Health employment in good standing for at least 6 months
  • Valid photo ID
  • No active bankruptcies or judgments
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Flood Relief Loan

Many of our members in California have suffered losses during the recent floods. Recovery will be a long process as families and businesses manage the aftermath of flooding, displacement, injuries, and loss of life. To help in this time of need, we have created an affordable Flood Relief Loan.

The PFCU Flood Relief Loan offers a 10.99% APR* with a maximum term of 36 months, so you have the time and flexibility to get your life back in order.

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Frequently Asked Questions

Your customer service is excellent! Your loan department got back to me quickly.

Kathy M. | Member SINCE 2016
Kathy M.

Need more information?

Connect with a PFCU Member Consultant, by scheduling an appointment, video chat, email, or phone.