U.S. Treasury Department Converting to Digital Payments

Effective September 30, 2025, the U.S. Treasury Department will start issuing all federal payments digitally, eliminating paper checks. This includes payments like Social Security benefits, tax refunds, and other federal disbursements. This change is designed to reduce fraud, speed up delivery times, and cut costs.

Why is the government moving away from paper checks?

With mail theft on the rise, digital payments are not only more secure, but also quicker and more cost-effective. 

What actions do you need to take?

Make sure you are set up to receive federal payments electronically. If are currently receiving payments by paper check, we encourage you set up Direct Deposit to your PCU Checking or Savings account.

• For Social Security payments, visit https://www.ssa.gov/myaccount/ to add direct deposit information.
• For tax refunds, include direct deposit information when filing your taxes.
• For any other federal disbursements, you may contact the appropriate government agency.
• For additional assistance setting up direct deposit for federal payments, contact the Electronic Payment Solution Center at 800-967-6857, Monday – Friday 9:00 a.m.-7:00 p.m. ET.

Don't know your direct deposit information? 

PCU’s Routing number (323075136) and your account number are all that is required to set up direct deposit. Your account number can be found in online banking, in the mobile banking app or our Member Service Representatives can help track it down for you when you visit a branch or contact us at 503.232.8070.

Learn more about how to set up direct deposit.

Use Caution!

Fraudsters may use this change as an opportunity to send fake notices in hopes of getting your financial information. Do not respond to unfamiliar emails, phone calls or mailers requesting your personal information.

Have questions?

We're here to help! Contact us or visit a branch Monday through Friday, 9:00a.m. to 5:00p.m.