As a member, whether you're purchasing or refinancing, we offer competitive auto loan rates with no hidden fees that fit your budget. To help you save even more this fall, we're offering you a 1% Cash Back* special through October 31st.
Refinance with us with rate as low as 1.49% APR**. With our auto loans, enjoy:
- Quick pre-approval
- No Payment for 90 Days+
- Enjoy easy application process
- Car buying services to help you find the right vehicle 24/7
As a member, we find ways to help lower your auto loan payments and/or rate. We offer discounted rates, no hidden fees as well as free tools to help you shop smarter. Visit our Auto Loan for additional details.
*Cash incentive will be 1% of the loan proceeds up to a maximum of $500 per loan for car loans with refinanced balances of at least $5,000 or more and will be deposited into Savings account at closing. Member is responsible for all taxes related to bonus payments. Minimum loan amount $5,000, and a minimum term of 24 months. PFCU underwriting and processing guidelines apply. Loan must be transferred from another financial institution or a purchase. If you opt for our Match Rate program (matching a rate from your other lender), then you do not qualify for the 1% cash back offer. Special offer is effective August 16, 2021 to October 31, 2021.
*APR (ANNUAL PERCENTAGE RATE). The Credit Union offers various fixed rate loans listed in the loan Rate Schedule, provided to you upon request. All rates and terms are determined by Board of Directors and are subject to change without notice. Rates may vary depending on the term, loan-to-value, age of collateral, and your credit. The 1.49% APR is a 36-month term for a new vehicle. Estimated monthly payment example: $28.43 per $1,000 borrowed based on a 36-month term at 1.49% APR. All loans are subject to credit approval..
**Interest begins accruing upon disbursal of loan. Deferred payment available upon credit approval.