12-12-12 Loan

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Just in time after the Holidays

If you are feeling over-extended after the holidays, then we've extended our special loan for you. Get $1,200 at 12% APR* with up to 12 months to repay. You can use the extra cash to cover holiday expenses, taxes, or unexpected emergency. The choice is yours.

More details:

  • Borrow from $500 to $1,200

  • No credit pull if you have been a member for at least 90 days

  • Proof of income is required

  • No application fee

Apply Today!

APR = Annual Percentage Rate. For established memberships (over 90 days old) there is no credit pull, although proof of income and other terms/conditions are required. Any loan that falls outside of these terms/conditions will be subject to a credit pull and must adhere to established loan guidelines. For new members, a credit pull in addition to proof of income will be required. A $1,200 loan at 12% APR for 12 months would require monthly payment of $107.10. Only one 12-12-12 loan is allowed at a time. 12-12-12 Loans are available from November 25 - January 30, 2022.