Home Loans
Made Easy
Financial Peace of Mind
We take pride in processing your loans quickly and look forward to being your lending partner and providing you with financial peace of mind.
Calculators!
Should I refinance?
Compute how much it will cost to refinance at a lower interest rate and how much savings there will be.
Residential Loans
Whoever said, “You shouldn't lend friends money,” never met us.
Mortgage
- Mortgage loans made to fit you, whether you're buying a home or refinancing
- Professional and personal service
- Borrow up to 80% of the Appraisal Value of your home (up to a maximum of $417,000)
- We offer both fixed and adjustable rates
- Click here for more information and/or to apply for a mortgage loan
Home Equity Lines of Credit
- Open-end variable rate
- Borrow, repay and borrow again anytime without reapplying
- Direct Deposit and Payroll Deduction Payments to fit your unique pay schedule.
- Access this revolving line of credit (up to 85% of your equity) anytime you need it. (Minimum initial withdraw of $5,000 is required and a minimum of $500 on any additional advances).
Home Equity Loan
Apply for a specific one time amount (up to 85% of your equity) and payments won't change for the life of the loan. Features include:
- Low fixed rates up to 15 year amortization period
- Direct Deposit or Payroll Deduction Payments to fit your unique pay schedule
- Borrow up to 85% of the appraisal value of your home (up to a maximum of $300,000.00)
- Direct Deposit and Payroll Deduction Payments to fit your unique pay schedule.
- Fixed Rate Loans up to 15 year amortization period
Apply Now
Why Wait?
Apply for your loan today using our convenient online loan application.
For over 45 years, Providence Credit Union has helped members just like you secure funds when needed. We offer a wide range of low-rate consumer loans to meet all your borrowing needs.
