Free Checking

Last we heard, our Free Checking is still free – hence, the word “Free” in front of Checking. We've never been fee-driven, just service-driven. So, enjoy our fee-freedom Free Checking.

Learn more »

Online Banking

FREE Online Banking

Round the clock safety when you're checking your personal finances

Convenience

Sometimes you just want to do your own thing.

Sometimes you just want to do your banking in your bunny slippers. We get that. Feel free to take advantage of these convenient 24/7 services to do most of your banking in the convenience of your home. Can't make it to the branch to get cash? No problem. Avoid the trip by using your debit card to get cash back at participating stores or at thousands of ATMs worldwide. Kinda nice doing your own thing.

eAlerts!™

Another serene, peace of mind feature for our Online Banking users.

With eAlerts, you’ll receive real-time alerts about your account transactions sent directly to your email address and/or mobile phone – customized the way you want. You can find out if a check has been immediately cleared, receive alerts when a large withdrawal has been made, and find out when certain account balances fall below a determined dollar amount. And, you can use text banking to transfers available funds to help you avoid overdraft fees. A fantastic must-have service…and it’s fantastically free for our members.

With eAlerts!™, you’ll find some of the following alert functions available:

Low Balance
Low Available Balance
Daily Balance
Non-sufficient Funds (NSF)
Insufficient Funds
Withdrawal Transfers
Online Banking Access
LOC Advance
Large Withdrawals
Draft Withdrawals
Specific Check Number Cleared
Overdraw Transfer
Direct Deposit
Low Available Credit
Loan Past Due
Loan Payment Due
Maturing Certificate
Mail Address Change
And more!

Remember, you get to decide the alerts that you would like sent to you and how you receive them – via email address or text message to your mobile phone.

How to get started:
If you’re an Online Banking user, simply login to our account, click on the eAlerts icon to sign up for this free service, then follow the easy instructions to set up your alert notifications. Have questions? Click here for Frequently Asked Questions (FAQ) to help answer many of the questions you may have to help you set up and understand each eAlert features and functions.

Not a free Online Banking user? Simply click here to learn more and help you get signed up!

How do I find the email address for my mobile phone?
The email address is made up of the mobile phone's [10-digit phone number]@[service provider's gateway]. Some examples are listed below. Please check with your service provider if it is not listed.

AT&T Wireless (now part of Cingular)
[10-digit phone number]@cingularme.com
Example: 2125551212@cingularme.com

Cellular One
[10-digit phone number]@phone.cellone.net
Example: 4152221212@phone.cellone.net

Comcast
[10-digit phone number]@comcastpcs.textmsg.com
Example: 5032221212@comcastpcs.textmsg.com

Nextel (now part of Sprint Nextel)
[10-digit telephone number]@messaging.nextel.com
Example: 7035551234@messaging.nextel.com

Qwest
[10-digit phone number]@qwestmp.com
Example: 2125551234@qwestmp.com

Sprint PCS (now Sprint Nextel)
[10-digit phone number]@messaging.sprintpcs.com
Example: 2125551234@messaging.sprintpcs.com

T-Mobile
[10-digit phone number]@tmomail.net
Example: 4251234567@tmomail.net

Verizon
[10-digit phone number]@vtext.com
Example: 5552223333@vtext.com

Virgin Mobile USA
[10-digit phone number]@vmobl.com
Example: 5551234567@vmobl.com

Mobile Banking

Access to your accounts on the go. Because we know you need to know.

Mobile phone banking has arrived! Now you can check your Providence Federal Credit Union accounts simply by using your mobile phone*. And, it’s free. Manage your accounts with your mobile phone 24/7, such as:

Access your share and loan accounts
Check your current account balances
View transactions and check images
Make transfers between PFCU accounts
View, pay and cancel bills
Access our ATM and Branch locator
And, more

No enrollment required, simply go on your web-enabled mobile phone and visit www.providencecu.org or mobile.providencecu.org. Log in using your Member ID# and Password. If you’re already an online banking user, click here to sign-in to online banking. Not an online banking user? Just give us a call at (503) 215-6090 and we’ll get you set up so you, too can access your accounts on your mobile phone! To view a demo, click here. If you have any questions, please contact us or click here for Frequently Asked Questions (FAQs).

*As long as you have Internet access on your mobile device and have free online banking with us.

Text Banking

Text us and we’ll instantly text you back… not like some people

Take control of your account whenever you need it from any text enable mobile phone with MyCUAnywhere. You can quickly check your balances, make transfers and review your latest transactions simply by texting us with just a few easy codes. And it’s free!*

With text banking, you can:

View up-to-the-minute account balances
Check to see if a specific item has cleared your account
View Loan Information
Perform Instant Transfers

SMS Commands
Text us at 40293 with any of these commands:

BAL Text "bal" to receive a list of your accounts and suffixes with their current available balances.
HELP Text "help" to receive a list of keywords and their functionality.
HIST Text "hist {account suffix}" to receive a list of recent transactions on that account. Example: "hist 10"
LIST Text "list" to receive a list of your account suffixes with their associated account types.
LOAN Text "loan {account suffix}" to receive details on your loan, such as the next payment due date. Example: "loan 1"
STOP Text "stop" to deactivate your account. You will no longer have access to Text Banking until you register again.
TRAN Text "tran {amount to transfer}". You do not need to include dollar signs or decimals. You will be prompted to enter the accounts to transfer from and to. Transfers are only allowed between suffixes on the same credit union account/membership. We're working on adding cross-account transfers in the future.

Register Now
It’s easy! Register your Providence Federal Credit Union account number with your cell phone number by clicking here .

*You may be charged for text messages by your wireless carrier. Check with them for details on specific fees and charges.

Online Banking

Round the clock safety when you're checking your personal finances

Check account balances, histories and transfer funds on your PC
View and print cleared check images
Download account information into Quicken®
Free service – it's safe, secure and easy
Contact us to request your password to access Online Banking
Sign on to Online Banking

Online Bill Pay

Click. Click. Pay. Now nap time.

Easier than writing checks, saves on postage
Pay monthly bills or make one-time payments
Schedule recurring payments
Check on previous payments online for up to 12 months
Free service–No setup or annual fees
Safe way to pay your bills, no miss mailed payments
Sign up through Online Banking or give us a call to request a password

eStatement

Saving trees because you went paperless. Thank you.

Your monthly statement available electronically for free
View 18 months of account history
Log on to Online Banking and click on “Sign up for free eStatements”
Safer and more secure than paper statements

Reorder Checks

You can reorder a box of checks if you are simply reordering with no changes, by clicking here. To order new checks or reorder with changes just give us a call at (503) 215-6090 or (888) 849-5189. Our routing number is: 323075945

Direct Deposit

Hello paycheck. Nice to see you on payday.

Have your paycheck deposited automatically
Your funds are available immediately
If you're an employee of Providence Health & Services, you can sign up through ProvConnect or call us at (503) 215-6090.
Convenient, easy and safe

Visa Debit Card

This is one plastic you can afford.

No fee Debit Card – amount automatically deducted from your checking account
Use it anywhere you see the Visa logo
Use as either a debit (enter your PIN) or credit card (signature base)
Get cash back at no extra charge at participating stores (no need to stop at the ATM)
Get cash worldwide at ATMs wherever you see The Exchange,® PLUS,® and ACCEL® logos
Providence Federal Credit Union-owned ATMs are always free
Instant issue – cards can be printed at our branches in just minutes, so you start using your card immediately. So, whether you are opening a new account or need a replacement, you'll get instant access to your funds in 60 seconds

ATM Card

Use any ATM terminal with The Exchange,® PLUS,® and ACCEL® ATMs located world-wide
No fee for unlimited use of ATM terminals that Providence Federal Credit Union owns
Convenient access to your savings account at ATMs

Shared Branching

We have a lot of branches all over the world… except in Timbuktu

We're a cooperative, so that means we join forces with other friendly credit unions to better serve our membership. Through a cooperative effort between thousands of credit unions, you can conduct your business at more than 5,700 (not a typo) credit union branches nationwide. It's called Shared Branching.

With Shared Branching your membership and accounts remain at Providence Federal Credit Union, but you can access your accounts and conduct business with us through any of the convenient CU Service Center locations. You can even do your business Internationally with Shared Branching. Konichiwa! You can make: deposits, withdrawals, loan payments, transfers between accounts and more! Just have your driver’s license (or government issued ID) and your member number ready.

For a list of participating Shared Branching credit unions click here or visit the iTunes® App Store to download the CO-OP Financial Services Branch Locator app on your iPhone or iPad.

Slurpees®, hot dogs, ATMs – oh my

If you have 7-Eleven® stores in your neighborhood, you're in luck. You can get cash at any 7-Eleven® stores that has a Vcom – a self-service kiosk that does virtually any transactions– and it's fee-free. You can make deposits, withdrawals, transfers, loan payments, advances, account balances and recent history. It's like doing business at Providence Federal Credit Union! Click here for a list of 7-Eleven® stores nearest you. NOTE: Not all 7-Eleven® stores with ATMs have Vcom units.

Help Save 670,000 Tons of Paper: Go Paperless

Did you know that if every U.S. household stopped receiving paper bills and statements, it’s estimated that 687,000 tons of paper would be saved every year? That is enough to circle the Earth 239 times! So, go green and protect your planet with monthly and VISA online statements today! It’s easy, it’s secure and it’s free.

Monthly eStatements

VISA eStatements

View your credit card statements online anytime, anywhere.
Increase financial control. View your interactive electronic statements to find and sort transactions without searching through piles of paper statements and receive automated alerts, such as payment due notifications.
Receive faster statement delivery
Improve functionality. Online access gives you additional information to help you understand your statement and you can also easily review electronic statements from previous months.
Reduce your risk of fraud. Your VISA eStatements provide a feeling of security about the risk of mail fraud and ID theft.

Click here

EFFECTIVE JULY 31, 2013 OUR AUTOMATED 24/7 PHONE ACCESS TELLER(PAT) WILL BE DISCONTINUED

When we first launched PAT, it was a great tool to gain access to your accounts 24/7: you dialed, pressed a bunch of numbers and listened for your balances from our automated teller. Time and technology has certainly changed. You now have even quicker and easier ways to check your account balances, make transfers and even set up alerts on your accounts. Our membership (95% to be exact) has moved from dialing to texting, online banking and mobile banking. In fact, the demand for more ways to conduct your financial business electronically is ever increasing...and accessing your accounts via dialing is no longer one of them.

Therefore, effective July 31, 2013 we will say “good-bye” to PAT. But don’t worry. PAT will be just fine. Soon you’ll be saying “hello” to our other 24/7 electronic and cool ways to conduct your financial business with us, i.e. remote deposit (take a picture of your check and it gets deposited into your account). We’ll be sure to keep you posted! If you haven’t already signed up for online banking , text banking, mobile banking or eAlerts, enroll today! Have questions? Please give us a call at (503) 215-6090 or toll-free at (888) 849-5189 or click here to send us your comments.

PLEASE NOTE: Our Member Service Representatives (MSRs) are always available during normal business hours if you wish to speak to a live person to ask questions about your accounts via the phone or in our branches! Our MSRs are always happy to serve our members.

ATM & Debit Cards

This is one plastic you can afford.

No fee Debit Card – amount automatically deducted from your checking account. Use it anywhere you see the Visa logo

Learn more »

Shared Branching

We have a lot of branches all over the world...

We're a cooperative, so that means we join forces with other friendly credit unions to better serve our membership.

Find a CU Service Center »