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Financial Peace of Mind

We take pride in processing your loans quickly and look forward to being your lending partner and providing you with financial peace of mind.

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Calculators!

Should I refinance?

Compute how much it will cost to refinance at a lower interest rate and how much savings there will be.

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New Homebuyer Home Loans from 4.25% APR ®

Consumer Loans

Our Winter Loan Special is backā€¦and it's sure to melt your heart

We can all use a little help this holiday season. If you plan to travel, make special purchases for loved ones or simply need funds to consolidate other debts, we offer you our Winter Loan Special with rates as low as 5.99% APR (new money only). You can borrow up to $10,000 with up to 36 months to repay. So relax with a warm cup of cocoa and enjoy the festivities ahead!

This special offer is good through January 31, 2015. Click here to apply.

*APR (ANNUAL PERCENTAGE RATE). Quoted rate is the lowest available rate, reflects all possible discounts and is accurate as of 10/28/2014. Your rate will be based on your credit history and may be higher. Rates and terms subject to change without notice. Estimated monthly payment example = $20.42 per $1,000 (payment example based on 5.99% APR and a term of 36 months. Special offer may not be used to pay existing PFCU loans or credit card debt and cannot be combined with any existing PFCU loans.

Personal Loans

  • Borrow up to $20,000
  • Terms up to 60 months
  • Direct Deposit and Payroll Deduction Payments to fit your unique pay schedule
  • Low fixed rate allows for consistent payment

Personal Lines of Credit

  • Borrow up to $15,000 with a low fixed rate
  • Ensures you have funds whenever you need them
  • Tap into your line of credit up to the credit limit
  • Interest is only charged on the funds you use
  • Direct Deposit and Payroll Deduction Payments to fit your unique pay schedule

The maximum unsecured limit - $30,000 limit for all combined unsecured loans limits (including VISA).

Share Secured

  • Borrow against the funds in your Credit Union Regular Share Savings
  • Low fixed rate
  • No penalties for early repayment
  • Savings remain intact and earn dividends
  • Ideal for debt consolidation or to build/re-establish good credit

Apply Now

Why Wait?

To apply for a mortgage loan, click here for our fast and easy online mortgage loan application.

For all other loans including auto loans, consumer loans, Visa Credit Cards, click here for our simple online loan application.

For 50 years, Providence Federal Credit Union has helped members just like you secure funds when needed. We offer a wide range of low-rate consumer loans to meet all your borrowing needs.