Home Loans
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Financial Peace of Mind

We take pride in processing your loans quickly and look forward to being your lending partner and providing you with financial peace of mind.

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Calculators!

Should I refinance?

Compute how much it will cost to refinance at a lower interest rate and how much savings there will be.

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New Homebuyer Home Loans from 4.25% APR ®

Consumer Loans

Personal Loans

  • Borrow up to $20,000
  • Terms up to 60 months
  • Direct Deposit and Payroll Deduction Payments to fit your unique pay schedule
  • Low fixed rate allows for consistent payment

Personal Lines of Credit

  • Borrow up to $15,000 with a low fixed rate
  • Ensures you have funds whenever you need them
  • Tap into your line of credit up to the credit limit
  • Interest is only charged on the funds you use
  • Direct Deposit and Payroll Deduction Payments to fit your unique pay schedule

The maximum unsecured limit - $30,000 limit for all combined unsecured loans limits (including VISA).

Share Secured

  • Borrow against the funds in your Credit Union Regular Share Savings
  • Low fixed rate
  • No penalties for early repayment
  • Savings remain intact and earn dividends
  • Ideal for debt consolidation or to build/re-establish good credit

Summer Loan Special

Let us help you celebrate in style this summer with our Summer loan. You can dress up your backyard for outdoor entertaining, at a whim take a tropical getaway, use the funds to pay off high-interest rate credit cards or create a magical weekend with a loved one.

Our Summer loan special offers:

  • As low as 5.99% APR* fixed rate
  • Borrow up to $10,000
  • Up to 36 months to repay
  • No annual fee

So, go ahead and start planning, because we have the perfect loan you need to make this the most memorible summer ever. To apply, click here

*APR (ANNUAL PERCENTAGE RATE). The Credit Union offers various fixed rates listed in the Loan Rate Schedule, which is provided to you upon request. The APR is fixed for up to 36 months and you can borrow up to $10,000. This Summer Loan Special as low as 5.99% APR may not be used to pay existing Providence Federal Credit Union loans or credit card debt. This is subject to credit approval. The Summer Loan Special is good from July 1 through August 31, 2014.

Apply Now

Why Wait?

To apply for a mortgage loan, click here for our fast and easy online mortgage loan application.

For all other loans including auto loans, consumer loans, Visa Credit Cards, click here for our simple online loan application.

For 50 years, Providence Federal Credit Union has helped members just like you secure funds when needed. We offer a wide range of low-rate consumer loans to meet all your borrowing needs.